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InvestVerdict

HDFC Medium to Long Term Fund

Regular Plan · Quarterly IDCW Option · Long Duration · Scheme code 100123

NAV₹11.5275as on 27 Aug 2026
Fund houseHDFC Mutual Fund
CategoryLong Duration
Plan & optionRegular · Quarterly IDCW Option
History20.4 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme -0.091.250.35 1.371.680.38 0.31-0.200.65
Long Duration
category median		 ——— 4.066.405.45 —6.25—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 4.8% -1.01 -1.19 — — -13.3% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

991061121192008201020122014201620182020202220242026InvestVerdict

Drawdown from peak (%)

0%-4%-9%-13%2008201020122014201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
939 -8.7% 0.8% 10.8% 38%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

HDFC Medium to Long Term Fund

Regular Plan · Quarterly IDCW Option

Allocation

By asset

Debt96.03%
Cash & Equivalents3.10%
REITs / InvITs0.55%
AIF Units0.32%

By market cap

Mid Cap0.55%
Unclassified96.35%

Concentration

Number of stocks34
Top 5 stocks45.53%
Top 10 stocks63.18%
Top 20 stocks86.98%
Largest holding18.75%
Largest sectorSovereign 65.41%
Effective stocks14.8
Cash3.10%
InvestVerdict

HDFC Medium to Long Term Fund

Regular Plan · Quarterly IDCW Option · holdings

Top 18 holdings

#CompanySector% of fund
1— Sovereign18.75%
2— Sovereign9.13%
3— Sovereign7.14%
4— Sovereign5.58%
5— Sovereign4.93%
6— CRISIL - AAA4.25%
7— CRISIL - AAA4.20%
8— CRISIL - AAA3.09%
9— Sovereign3.08%
10— Sovereign3.03%
11— CRISIL - AAA2.99%
12— CRISIL - AAA(SO)2.97%
13— Sovereign2.97%
14— CARE - A1+2.94%
15— Sovereign2.92%
16— CRISIL - AAA2.39%
17— Unclassified2.03%
18— CRISIL - AAA1.81%

Sector split

Sovereign — 65.4%CRISIL - AAA — 23.5%Cash & Equivalents — 3.1%Other — 8.0%Sovereign65.4%CRISIL - AAA23.5%Cash & Equivalents3.1%Other8.0%
Sovereign65.41%
CRISIL - AAA23.48%
Cash & Equivalents3.10%
CRISIL - AAA(SO)2.97%
CARE - A1+2.94%
ICRA - AAA1.23%
Realty0.55%
Unclassified0.32%

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹616,963 ₹16,963 1.10%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 29 Aug 2026.