HDFC Medium to Long Term Fund

Regular Plan · Growth Option · Long Duration · Scheme code 100124

NAV₹59.7437as on 30 Oct 2026

Fund houseHDFC Mutual Fund

CategoryLong Duration

Plan & optionRegular · Growth Option

History20.4 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	-0.09	2.58	2.20	4.61	6.37	5.02	5.33	5.20	6.70
Long Duration category median	—	—	—	7.78	6.73	7.77	—	7.72	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	3.0%	-0.04	-0.06	—	—	-10.8%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
4,696	-2.3%	6.3%	18.6%	5%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

HDFC Medium to Long Term Fund

Regular Plan · Growth Option

Allocation

By asset

Debt	94.26%
Cash & Equivalents	4.84%
REITs / InvITs	0.56%
AIF Units	0.34%

By market cap

Mid Cap	1.11%
Unclassified	183.03%

Concentration

Number of stocks	34
Top 5 stocks	33.69%
Top 10 stocks	52.84%
Top 20 stocks	82.26%
Lines in the filing	36

Largest holding	11.68%
Largest sector	CRISIL - AAA 49.21%
Effective stocks	22.9
Sectors held	6
Cash	4.84%

Effective stocks is what the concentration works out to: a fund holding 34 names but most of its money in a few behaves like a fund of 23. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL - AAA	49.21%
Sovereign	40.90%
Cash & Equivalents	4.84%
CRISIL - AAA(SO)	2.94%
ICRA - AAA	1.21%
Realty	0.56%
Unclassified	0.34%

HDFC Medium to Long Term Fund

Regular Plan · Growth Option · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	7.24% GOI MAT 180855	Sovereign	10,000,000	95	11.68%
2	REC Limited.	CRISIL - AAA	5,000	50	6.11%
3	Small Industries Development Bank	CRISIL - AAA	5,000	49	6.02%
4	6.9% GOI MAT 150465	Sovereign	4,500,000	40	4.97%
5	7.23% GOI MAT 150439	Sovereign	4,000,000	40	4.91%
6	HDB Financial Services Ltd.	CRISIL - AAA	3,500	35	4.30%
7	Indian Railways Finance Corp. Ltd.	CRISIL - AAA	350	35	4.28%
8	SMFG India Credit Company Ltd	CRISIL - AAA	3,500	35	4.27%
9	6.64% GOI MAT 071231	Sovereign	2,500,000	26	3.17%
10	NTPC Limited	CRISIL - AAA	250	25	3.13%
11	Small Industries Development Bank	CRISIL - AAA	2,500	25	3.06%
12	National Bank for Agri & Rural Dev.	CRISIL - AAA	2,500	25	3.05%
13	Power Finance Corporation Ltd.	CRISIL - AAA	2,500	25	3.04%
14	6.94% GOI MAT 110536	Sovereign	2,500,000	25	3.03%
15	National Bank for Agri & Rural Dev.	CRISIL - AAA	2,500	25	3.03%
16	7.62% Uttarakhand SDL ISD 170626 Mat 170635	Sovereign	2,500,000	25	3.03%
17	6.98% Gujarat SDL ISD 261125 MAT 261132	Sovereign	2,500,000	24	2.98%
18	Siddhivinayak Securitisation Trust (Originator - Sikka Ports & Terminals Limited)	CRISIL - AAA(SO)	25	24	2.94%
19	7.09% GOI MAT 050854	Sovereign	2,500,000	23	2.88%
20	Net Current Assets	Unclassified	—	22	2.64%
21	National Bank for Agri & Rural Dev.	CRISIL - AAA	2,000	19	2.38%
22	TREPS - Tri-party Repo	Unclassified	—	18	2.20%
23	7.71% GOI MAT 180566	Sovereign	1,500,000	15	1.85%
24	LIC Housing Finance Ltd.	CRISIL - AAA	150	15	1.82%
25	NTPC Limited	CRISIL - AAA	1,500	14	1.74%
26	State Bank of India	ICRA - AAA	1,000	10	1.21%
27	Altius Telecom Infrastructure Trust	CRISIL - AAA	1,000	10	1.19%
28	NTPC Limited	CRISIL - AAA	1,000	10	1.18%
29	7.1% GOI MAT 080434	Sovereign	879,300	9	1.08%
30	Small Industries Development Bank	CRISIL - AAA	500	5	0.61%

HDFC Medium to Long Term Fund

Regular Plan · Growth Option · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹73 cr	₹82 cr	2	2	-0.74%

Stock	Shares traded	Shares	Price	Value ₹ cr
New position
Indian Railways Finance Corp. Ltd.	350	entered	—	35.3
7.06% GOI MAT 270741	1,000,000	entered	—	10.0
Added to
7.24% GOI MAT 180855	4,000,000	+66.7%	-1.9%	38.9
7.71% GOI MAT 180566	2,000,000	+400.0%	-2.1%	20.4
6.9% GOI MAT 150465	1,500,000	+30.0%	-1.7%	13.7
Trimmed
6.68% GOI MAT 070740	8,500,000	-53.0%	-0.4%	82.5
Sold out of
6.94% GOI MAT 110536	7,500,000	exited	—	76.1
Small Industries Development Bank	500	exited	—	24.5

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹694,036	₹94,036	5.77%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 1 Nov 2026.