Regular Plan · Growth Option · Long Duration · Scheme code 100223
NAV₹63.6363as on 30 Oct 2026
Fund houseJM Financial Mutual Fund
CategoryLong Duration
Plan & optionRegular · Growth Option
History20.4 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
-0.05
1.97
1.47
3.77
6.28
4.95
4.60
3.94
4.23
Long Duration category median
—
—
—
7.78
6.73
7.77
—
7.72
—
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
2.3%
-0.09
-0.13
—
—
-11.0%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
4,687
-7.9%
4.6%
15.0%
15%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
JM Medium to Long Term Fund
Regular Plan · Growth Option
Allocation
By asset
Debt
91.72%
Cash & Equivalents
7.97%
AIF Units
0.31%
By market cap
Unclassified
92.03%
Concentration
Number of stocks
7
Top 5 stocks
85.12%
Top 10 stocks
92.03%
Top 20 stocks
92.03%
Lines in the filing
9
Largest holding
29.60%
Largest sector
SOVEREIGN 68.72%
Effective stocks
5.3
Sectors held
3
Cash
7.97%
Effective stocks is what the concentration works out to: a fund holding
7 names but most of its money in a few
behaves like a fund of 5. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
SOVEREIGN
68.72%
CRISIL AAA
23.01%
Cash & Equivalents
7.97%
Unclassified
0.31%
JM Medium to Long Term Fund
Regular Plan · Growth Option · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
6.36% GOI 16-Feb-2031
SOVEREIGN
900,000
9
29.60%
2
6.94% GOI 11-May-2036
SOVEREIGN
775,000
8
25.78%
3
6.75% GOI 23-Dec-2029
SOVEREIGN
400,000
4
13.34%
4
7.55% REC Limited 11-MAY-2030
CRISIL AAA
250,000
3
8.31%
5
7.08% Bajaj Housing Finance Ltd 12-JUN-2030
CRISIL AAA
250,000
2
8.09%
6
7.48% NABARD 15-SEP-2028
CRISIL AAA
200,000
2
6.61%
7
CCIL
Unclassified
1,570
2
5.18%
8
Net Receivable/Payable
Unclassified
—
1
2.79%
9
Corporate Debt Market Development Fund - Class A2 Units
Unclassified
79
0
0.31%
JM Medium to Long Term Fund
Regular Plan · Growth Option · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹692,540
₹92,540
5.68%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment
Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 31 Oct 2026.
