Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
0.2%
1.41
2.70
—
—
-0.2%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
6,003
3.2%
7.2%
9.8%
0%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
JM Liquid Fund
Regular Plan · Growth Option
Allocation
By asset
Debt
81.62%
Cash & Equivalents
18.38%
By market cap
Unclassified
82.12%
Concentration
Number of stocks
28
Top 5 stocks
26.18%
Top 10 stocks
40.79%
Top 20 stocks
69.87%
Lines in the filing
30
Largest holding
5.84%
Largest sector
CRISIL A1+ 46.54%
Effective stocks
34.2
Sectors held
6
Cash
17.88%
Effective stocks is what the concentration works out to: a fund holding
28 names but most of its money in a few
behaves like a fund of 34. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
CRISIL A1+
46.54%
CARE A1+
20.39%
Cash & Equivalents
17.88%
ICRA A1+
8.74%
SOVEREIGN
4.48%
CRISIL AA
1.47%
Unclassified
0.50%
JM Liquid Fund
Regular Plan · Growth Option · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
The Clearing Corporation of India Ltd. 01-OCT-2026
Unclassified
349,514
350
20.54%
2
L&T Finance Limited 05-NOV-2026
CRISIL A1+
10,000,000
99
5.84%
3
Canara Bank 04-DEC-2026
CRISIL A1+
10,000,000
99
5.81%
4
Indian Bank 15-DEC-2026
CRISIL A1+
10,000,000
99
5.80%
5
SIDBI 06-NOV-2026
CARE A1+
7,500,000
75
4.38%
6
Tata Capital Ltd 15-DEC-2026
CRISIL A1+
7,500,000
74
4.35%
7
REC Limited 22-OCT-2026
CARE A1+
5,000,000
50
2.93%
8
HDFC Bank Limited 02-NOV-2026
CARE A1+
5,000,000
50
2.92%
9
Punjab & Sind Bank 06-NOV-2026
ICRA A1+
5,000,000
50
2.92%
10
EXIM Bank 11-NOV-2026
CRISIL A1+
5,000,000
50
2.92%
11
Canara Bank 17-NOV-2026
ICRA A1+
5,000,000
50
2.92%
12
Redington Limited 13-NOV-2026
CRISIL A1+
5,000,000
50
2.92%
13
Power Finance Corporation Limited 18-NOV-2026
CRISIL A1+
5,000,000
50
2.91%
14
BAJAJ FINANCIAL SECURITIES LIMITED 13-NOV-2026
CRISIL A1+
5,000,000
50
2.91%
15
Axis Bank Limited 26-NOV-2026
CRISIL A1+
5,000,000
50
2.91%
16
Kotak Mahindra Bank Limited 27-NOV-2026
CRISIL A1+
5,000,000
50
2.91%
17
Bank of India 03-DEC-2026
CARE A1+
5,000,000
49
2.91%
18
ICICI Securities Limited 04-DEC-2026
CRISIL A1+
5,000,000
49
2.90%
19
Punjab & Sind Bank 10-DEC-2026
ICRA A1+
5,000,000
49
2.90%
20
91 Days Treasury Bill 24-Dec-2026
SOVEREIGN
5,000,000
49
2.90%
21
Tata Housing Development Company Ltd. 11-DEC-2026
CARE A1+
5,000,000
49
2.90%
22
Kotak Securities Ltd. 08-DEC-2026
CRISIL A1+
5,000,000
49
2.90%
23
Manappuram Finance Limited 15-DEC-2026
CARE A1+
5,000,000
49
2.89%
24
8.5% Tata Projects Ltd. 18-DEC-2026
CRISIL AA
2,500,000
25
1.47%
25
91 Days Treasury Bill 19-Nov-2026
SOVEREIGN
2,500,000
25
1.46%
26
Kotak Mahindra Prime Limited 24-NOV-2026
CRISIL A1+
2,500,000
25
1.45%
27
Bank of Baroda 15-DEC-2026
CARE A1+
2,500,000
25
1.45%
28
Corporate Debt Market Development Fund - Class A2 Units
Unclassified
7,050
8
0.50%
29
182 Days Treasury Bill 05-Nov-2026
SOVEREIGN
200,000
2
0.12%
JM Liquid Fund
Regular Plan · Growth Option · where the money sits
What the manager did last month
Between the filings of 30 Jun 2026 and 31 Jul 2026.
A position grows because the manager bought or because the price rose; only the share count separates them.
Bought
Sold
New positions
Sold out of
Price move of holdings
₹0 cr
₹158 cr
19
7
+0.44%
Stock
Shares traded
Shares
Price
Value ₹ cr
New position
Axis Bank Limited 25-AUG-2026
10,000,000
entered
—
99.6
Bank of India 21-SEP-2026
10,000,000
entered
—
99.1
Punjab National Bank 01-OCT-2026
10,000,000
entered
—
98.9
IDFC First Bank Limited 22-OCT-2026
10,000,000
entered
—
98.5
NTPC Limited 23-SEP-2026
7,500,000
entered
—
74.3
REC Limited 22-OCT-2026
7,500,000
entered
—
73.9
Tata Consumer Products Limited 18-AUG-2026
5,000,000
entered
—
49.9
182 Days Treasury Bill 18-Sep-2026
5,000,000
entered
—
49.7
Trimmed
CCIL
133,011
-46.0%
0.0%
133
91 Days Treasury Bill 03-Sep-2026
2,500,000
-50.0%
+0.4%
24.9
Sold out of
91 Days Treasury Bill 17-Sep-2026
20,000,000
exited
—
198
AU Small Finance Bank ltd 28-AUG-2026
5,000,000
exited
—
49.5
Bank of Baroda 07-SEP-2026
5,000,000
exited
—
49.4
NABARD 07-SEP-2026
5,000,000
exited
—
49.4
Punjab & Sind Bank 11-SEP-2026
5,000,000
exited
—
49.4
Bank of Baroda 20-AUG-2026
4,500,000
exited
—
44.6
91 Days Treasury Bill 24-Sep-2026
2,500,000
exited
—
24.7
The list above is stocks and fund units. Treasury bills, repo and money-market
lines roll over every month by design — they are not decisions, so they are totalled here rather
than listed as activity.
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹708,406
₹108,406
6.58%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment
Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 31 Oct 2026.
