Regular Plan · Payout of Income Distribution cum capital withdrawal option · Gilt Funds · Scheme code 100264
NAV₹18.7335as on 30 Oct 2026
Fund houseKotak Mahindra Mutual Fund
CategoryGilt Funds
Plan & optionRegular · Payout of Income Distribution cum capital withdrawal option
History20.4 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
-0.19
2.67
1.64
3.65
4.89
4.58
3.44
3.72
2.77
Gilt Funds category median
—
—
—
1.72
5.67
5.06
—
6.22
—
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
4.4%
-0.37
-0.47
—
—
-26.6%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
4,685
-14.5%
2.8%
27.4%
29%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
Kotak Gilt Fund
Regular Plan · Payout of Income Distribution cum capital withdrawal option
Allocation
By asset
Debt
79.49%
Cash & Equivalents
20.51%
By market cap
Unclassified
79.49%
Concentration
Number of stocks
39
Top 5 stocks
59.69%
Top 10 stocks
69.54%
Top 20 stocks
76.31%
Lines in the filing
41
Largest holding
16.21%
Largest sector
SOV 79.49%
Effective stocks
11.8
Sectors held
1
Cash
20.51%
Effective stocks is what the concentration works out to: a fund holding
39 names but most of its money in a few
behaves like a fund of 12. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
SOV
79.49%
19.55%
Cash & Equivalents
0.96%
Kotak Gilt Fund
Regular Plan · Payout of Income Distribution cum capital withdrawal option · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
Triparty Repo
—
404
19.55%
2
91 DAYS TREASURY BILL 08/10/2026
SOV
33,500,000
335
16.21%
3
Central Government - 2065
SOV
35,999,500
323
15.64%
4
Central Government - 2055
SOV
31,630,400
300
14.54%
5
91 DAYS TREASURY BILL 01/10/2026
SOV
15,000,000
150
7.26%
6
91 DAYS TREASURY BILL 22/10/2026
SOV
12,500,000
125
6.04%
7
Central Government - 2035
SOV
10,500,000
100
4.86%
8
Bihar State Govt - 2035 - Bihar
SOV
5,000,000
47
2.27%
9
STRIPS
SOV
4,639,400
21
1.03%
10
Net Current Assets/(Liabilities)
Unclassified
—
20
0.96%
11
STRIPS
SOV
3,119,600
18
0.86%
12
STRIPS
SOV
3,119,600
17
0.83%
13
STRIPS
SOV
3,596,600
16
0.80%
14
STRIPS
SOV
4,110,400
16
0.78%
15
STRIPS
SOV
3,082,800
16
0.77%
16
STRIPS
SOV
3,596,600
16
0.77%
17
STRIPS
SOV
3,119,600
15
0.72%
18
STRIPS
SOV
3,082,800
15
0.71%
19
STRIPS
SOV
3,036,000
12
0.58%
20
STRIPS
SOV
3,082,800
12
0.56%
21
STRIPS
SOV
2,350,000
12
0.56%
22
STRIPS
SOV
2,550,600
11
0.52%
23
West Bengal State Govt - 2037 - West Bengal
SOV
1,000,000
9
0.45%
24
STRIPS
SOV
1,559,800
7
0.34%
25
STRIPS
SOV
1,559,800
7
0.33%
26
STRIPS
SOV
1,541,400
7
0.32%
27
STRIPS
SOV
1,186,800
6
0.30%
28
STRIPS
SOV
1,350,600
6
0.29%
29
Tamil Nadu State Govt - 2028 - Tamil Nadu
SOV
500,000
5
0.25%
30
Tamil Nadu State Govt - 2054 - Tamil Nadu
SOV
314,800
3
0.14%
Kotak Gilt Fund
Regular Plan · Payout of Income Distribution cum capital withdrawal option · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹674,005
₹74,005
4.60%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment
Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 2 Nov 2026.
