Kotak Gilt Fund

Regular Plan · Growth · Gilt Funds · Scheme code 100265

NAV₹95.8710as on 30 Oct 2026

Fund houseKotak Mahindra Mutual Fund

CategoryGilt Funds

Plan & optionRegular · Growth

History20.4 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	-0.19	2.67	1.64	3.65	4.89	4.58	5.40	5.96	7.41
Gilt Funds category median	—	—	—	0.98	5.61	4.97	—	6.20	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	4.4%	-0.37	-0.47	—	—	-15.0%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
4,685	-6.9%	7.2%	31.5%	7%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

Kotak Gilt Fund

Regular Plan · Growth

Concentration

Number of stocks	0
Top 5 stocks	—
Top 10 stocks	—
Top 20 stocks	—
Lines in the filing	0

Largest holding	—
Largest sector	— —
Effective stocks	—
Sectors held	0
Cash	0.00%

Effective stocks is what the concentration works out to: a fund holding 0 names but most of its money in a few behaves like a fund of —. Cash includes repo and TREPS, which every fund parks money in overnight.

Kotak Gilt Fund

Regular Plan · Growth · holdings

Kotak Gilt Fund

Regular Plan · Growth · where the money sits

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹674,004	₹74,004	4.60%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 31 Oct 2026.