Kotak Medium to Long Term Fund

· · Long Duration · Scheme code 100291

NAV₹13.6554as on 21 Oct 2016

Fund houseKotak Mahindra Mutual Fund

CategoryLong Duration

Plan & optionRegular ·

History10.6 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	1.53	4.41	8.20	11.43	5.21	2.51	1.30	1.65	1.92
Long Duration category median	—	—	—	7.78	6.73	7.77	—	7.72	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	5.5%	-0.23	-0.30	—	—	-21.6%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
2,300	-11.8%	1.2%	12.9%	38%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

Kotak Medium to Long Term Fund

·

Allocation

By asset

Debt	75.80%
Cash & Equivalents	18.34%
Equity	5.51%
AIF Units	0.35%

By market cap

Unclassified	81.66%

Concentration

Number of stocks	40
Top 5 stocks	40.00%
Top 10 stocks	60.49%
Top 20 stocks	75.33%
Lines in the filing	42

Largest holding	15.79%
Largest sector	SOV 37.97%
Effective stocks	19.5
Sectors held	8
Cash	18.34%

Effective stocks is what the concentration works out to: a fund holding 40 names but most of its money in a few behaves like a fund of 20. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

SOV	37.97%
CRISIL AAA	19.86%
	17.04%
CRISIL AAA(SO)	8.14%
CARE AAA	7.60%
Construction	4.58%
ICRA AAA	2.23%
Cash & Equivalents	1.30%
Transport Infrastructure	0.93%
Alternative Investment Fund	0.35%

Kotak Medium to Long Term Fund

· · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	Triparty Repo		—	300	17.04%
2	Central Government - 2055	SOV	29,269,600	278	15.79%
3	National Housing Bank	CARE AAA	14,000	134	7.60%
4	FRB	CRISIL AAA	10,000	100	5.69%
5	Power Finance Corporation Ltd.	CRISIL AAA	10,000	99	5.61%
6	Central Government - 2054	SOV	10,000,000	93	5.31%
7	CAPITAL INFRA TRUST	Construction	10,456,431	81	4.58%
8	Bihar State Govt - 2034 - Bihar	SOV	8,000,000	78	4.45%
9	PTC SHIVSHAKTI SECURITISATION TRUST 28/09/2029(SHIVSHAKTI TRUST)	CRISIL AAA(SO)	75	72	4.07%
10	PTC SIDDHIVINAYAK SECURITISATION TRUST 28/09/2030(SIDDHIVINAYAK TRUST)	CRISIL AAA(SO)	75	72	4.07%
11	Bihar State Govt - 2036 - Bihar	SOV	6,000,000	58	3.32%
12	FRB	CRISIL AAA	510,900	50	2.84%
13	Central Government - 2065	SOV	3,716,000	33	1.89%
14	SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA	CRISIL AAA	2,500	25	1.42%
15	Mahindra & Mahindra Financial Services Ltd.	CRISIL AAA	2,500	25	1.41%
16	NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT	ICRA AAA	2,500	24	1.39%
17	Karnataka State Govt - 2032 - Karnataka	SOV	2,500,000	25	1.39%
18	LIC HOUSING FINANCE LTD.	CRISIL AAA	2,360	23	1.33%
19	Bihar State Govt - 2035 - Bihar	SOV	2,500,000	23	1.33%
20	Net Current Assets/(Liabilities)	Unclassified	—	22	1.30%
21	REC LTD	CRISIL AAA	1,800	18	1.02%
22	STRIPS	SOV	3,036,000	14	0.82%
23	Central Government - 2035	SOV	1,500,000	14	0.81%
24	STRIPS	SOV	3,036,000	14	0.79%
25	STRIPS	SOV	3,082,800	13	0.75%
26	Power Finance Corporation Ltd.	ICRA AAA	100	10	0.56%
27	INDUS INFRA TRUST	Transport Infrastructure	640,267	8	0.47%
28	RAAJMARG INFRA INVESTMENT TRUST	Transport Infrastructure	666,667	8	0.46%
29	STRIPS	SOV	1,536,000	8	0.43%
30	SBI ALTERNATIVE INVESTMENT FUND	Alternative Investment Fund	5,185	6	0.35%

Kotak Medium to Long Term Fund

· · where the money sits

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹674,104	₹74,104	4.61%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 1 Nov 2026.