Kotak Medium to Long Term Fund

Regular Plan · Growth · Long Duration · Scheme code 100299

NAV₹78.9516as on 30 Oct 2026

Fund houseKotak Mahindra Mutual Fund

CategoryLong Duration

Plan & optionRegular · Growth

History20.4 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	0.07	2.97	2.47	4.99	6.26	5.28	5.85	5.91	7.50
Long Duration category median	—	—	—	7.78	6.73	7.77	—	7.72	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	2.9%	-0.08	-0.11	—	—	-10.1%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
4,686	-1.8%	7.1%	23.0%	3%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

Kotak Medium to Long Term Fund

Regular Plan · Growth

Allocation

By asset

Debt	72.37%
Equity	5.22%
Cash & Equivalents	1.10%

By market cap

Unclassified	77.59%

Concentration

Number of stocks	40
Top 5 stocks	37.30%
Top 10 stocks	58.70%
Top 20 stocks	72.36%
Lines in the filing	41

Largest holding	15.11%
Largest sector	SOV 45.76%
Effective stocks	21.1
Sectors held	8
Cash	1.10%

Effective stocks is what the concentration works out to: a fund holding 40 names but most of its money in a few behaves like a fund of 21. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

SOV	45.76%
CRISIL AAA	8.51%
CRISIL AAA(SO)	8.18%
CARE AAA	7.65%
Construction	4.32%
ICRA AAA	1.93%
Cash & Equivalents	1.10%
Transport Infrastructure	0.90%
Alternative Investment Fund	0.34%

Kotak Medium to Long Term Fund

Regular Plan · Growth · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	07.24% GOI 2055 - 18-Aug-2055	SOV	27,869,600	271	15.11%
2	6.80% National Housing Bank (02/04/2032)	CARE AAA	14,000	137	7.65%
3	07.09% GOI 2054 - 05-Aug-2054	SOV	10,000,000	96	5.34%
4	IN3120250656	SOV	8,500,000	85	4.74%
5	07.52% Bihar SDL 2036 - 10-Sep-2036	SOV	8,000,000	80	4.46%
6	7.45% Bihar State Development Loans (10/09/2034)	SOV	8,000,000	80	4.46%
7	06.90% GOI 2065 - 15-Apr-2065	SOV	8,716,000	80	4.44%
8	Capital Infra Trust InvIT	Construction	10,456,431	78	4.32%
9	Siddhivinayak Securitisation Trust - 28-Sep-2030	CRISIL AAA(SO)	75	74	4.10%
10	Shivshakti Securitisation Trust - 28-Sep-2029	CRISIL AAA(SO)	75	73	4.08%
11	Power Finance Corporation Limited	CRISIL AAA	510,900	51	2.84%
12	Small Industries Development Bank Of India. - 14-May-2027	CRISIL AAA	2,500	25	1.40%
13	Karnataka State Govt - 2032 - Karnataka	SOV	2,500,000	25	1.39%
14	Mahindra & Mahindra Financial Services Ltd.	CRISIL AAA	2,500	25	1.39%
15	6.85% National Bank For Agriculture and Rural Development (19/01/2029)	ICRA AAA	2,500	25	1.37%
16	Bihar State Govt - 2035 - Bihar	SOV	2,500,000	24	1.34%
17	LIC Housing Finance Ltd.	CRISIL AAA	2,360	24	1.32%
18	Net Current Assets/(Liabilities)	Unclassified	—	19	1.10%
19	Rural Electrification Corporation Ltd. - 29-Feb-2028	CRISIL AAA	1,800	18	1.00%
20	0% GOI - 15OCT36 STRIPS	SOV	3,036,000	15	0.82%
21	0% GOI - 15APR37 STRIPS	SOV	3,036,000	14	0.79%
22	STRIPS	SOV	3,082,800	13	0.75%
23	7.64% Power Finance Corporation Limited (22/02/2033)	ICRA AAA	100	10	0.56%
24	Indus Infra Trust	Transport Infrastructure	640,267	8	0.47%
25	0% GOI - 15APR36 STRIPS	SOV	1,536,000	8	0.43%
26	Raajmarg Infra Investment Trust	Transport Infrastructure	666,667	8	0.43%
27	IN000443C043	SOV	2,518,500	7	0.41%
28	IN001043C040	SOV	2,518,500	7	0.39%
29	Rural Electrification Corporation Ltd. - 31-Mar-2028	CRISIL AAA	60	6	0.34%
30	Corporate Debt Market Development Fund	Alternative Investment Fund	5,185	6	0.34%

Kotak Medium to Long Term Fund

Regular Plan · Growth · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹73 cr	₹0 cr	0	8	-0.61%

Stock	Shares traded	Shares	Price	Value ₹ cr
Added to
IN0020250075	7,500,000	+36.8%	-1.9%	73.0
Sold out of
IN3120250722	12,500,000	exited	—	125
IN3120260044	10,000,000	exited	—	102
IN1520250185	9,521,820	exited	—	94.4
IN3120250292	7,000,000	exited	—	69.5
IN2220230196	2,000,000	exited	—	20.3
IN2720250157	2,000,000	exited	—	20.0
IN1920250173	1,000,000	exited	—	10.0
INE557F08FR8	350	exited	—	3.5

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹695,087	₹95,087	5.83%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 1 Nov 2026.