Regular Plan · Growth · Long Duration · Scheme code 100315
NAV₹75.2238as on 30 Oct 2026
Fund houseLIC Mutual Fund
CategoryLong Duration
Plan & optionRegular · Growth
History20.4 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
0.06
2.40
2.21
4.88
6.51
5.58
5.60
5.84
6.98
Long Duration category median
—
—
—
7.78
6.73
7.77
—
7.72
—
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
2.7%
0.00
0.01
—
—
-6.4%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
4,684
-1.3%
7.0%
17.6%
2%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
LIC MF Medium to Long Term Fund
Regular Plan · Growth
Allocation
By asset
Debt
97.39%
Cash & Equivalents
2.25%
Unclassified
0.35%
By market cap
Unclassified
182.96%
Concentration
Number of stocks
19
Top 5 stocks
39.82%
Top 10 stocks
69.37%
Top 20 stocks
97.74%
Lines in the filing
21
Largest holding
8.65%
Largest sector
SOVEREIGN 37.45%
Effective stocks
16.5
Sectors held
5
Cash
2.25%
Effective stocks is what the concentration works out to: a fund holding
19 names but most of its money in a few
behaves like a fund of 17. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
SOVEREIGN
37.45%
CRISIL AAA
29.40%
CRISIL A1+
24.87%
FITCH A1+
5.67%
Cash & Equivalents
2.25%
Unclassified
0.35%
LIC MF Medium to Long Term Fund
Regular Plan · Growth · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
7.48% National Bk for Agriculture & Rural Dev.
CRISIL AAA
1,500
15
8.65%
2
7.3% Government of India
SOVEREIGN
1,500,000
15
8.50%
3
HDFC Bank Ltd.
CRISIL A1+
300
15
8.42%
4
Canara Bank
CRISIL A1+
300
14
8.23%
5
7.42% Power Finance Corporation Ltd.
CRISIL AAA
1,000
10
6.02%
6
7.43% Jamnagar Utilities & Power Pvt. Ltd.
CRISIL AAA
1,000
10
5.99%
7
7.65% State Government of Karnataka
SOVEREIGN
1,000,000
10
5.98%
8
7.33% Government of India
SOVEREIGN
1,000,000
10
5.97%
9
7.71% Government of India
SOVEREIGN
1,000,000
10
5.94%
10
Indian Bank
FITCH A1+
200
10
5.67%
11
Small Industries Development Bk of India
CRISIL A1+
200
9
5.42%
12
6.9% Government of India
SOVEREIGN
1,000,000
9
5.37%
13
7.92% National Highways Authority of India
CRISIL AAA
50
5
2.99%
14
7.39% Indian Railway Finance Corporation Ltd.
CRISIL AAA
500
5
2.92%
15
6.94% Government of India
SOVEREIGN
500,000
5
2.92%
16
7.79% Bajaj Finance Ltd.
CRISIL AAA
500
5
2.83%
17
Punjab National Bank
CRISIL A1+
100
5
2.80%
18
7.24% Government of India
SOVEREIGN
500,000
5
2.77%
19
Treps
Unclassified
—
3
1.85%
20
Net Receivables / (Payables)
Unclassified
—
1
0.40%
21
SBI CDMDF--A2
Unclassified
504
1
0.35%
LIC MF Medium to Long Term Fund
Regular Plan · Growth · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹701,549
₹101,549
6.20%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment
Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 1 Nov 2026.
