LIC MF Gilt Fund

Regular Plan · Growth · Gilt Funds · Scheme code 100317

NAV₹59.7668as on 28 Oct 2026

Fund houseLIC Mutual Fund

CategoryGilt Funds

Plan & optionRegular · Growth

History20.4 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	0.15	2.86	1.49	3.27	4.98	4.33	5.01	5.77	6.05
Gilt Funds category median	—	—	—	0.98	5.61	4.97	—	6.20	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	4.6%	-0.33	-0.42	—	—	-16.2%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
4,685	-13.4%	6.1%	26.2%	8%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

LIC MF Gilt Fund

Regular Plan · Growth

Allocation

By asset

Debt	96.31%
Cash & Equivalents	3.67%

By market cap

Unclassified	96.31%

Concentration

Number of stocks	5
Top 5 stocks	96.31%
Top 10 stocks	96.31%
Top 20 stocks	96.31%
Lines in the filing	7

Largest holding	33.43%
Largest sector	SOVEREIGN 96.31%
Effective stocks	4.5
Sectors held	1
Cash	3.67%

Effective stocks is what the concentration works out to: a fund holding 5 names but most of its money in a few behaves like a fund of 5. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

SOVEREIGN	96.31%
Cash & Equivalents	3.67%

LIC MF Gilt Fund

Regular Plan · Growth · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	7.3% Government of India	SOVEREIGN	1,500,000	15	33.43%
2	91 DAYS TBILL RED 10-12-2026	SOVEREIGN	1,000,000	10	22.49%
3	364 DAYS TBILL RED 10-12-2026	SOVEREIGN	800,000	8	17.99%
4	182 DAYS TBILL RED 17-12-2026	SOVEREIGN	500,000	5	11.23%
5	7.34% Government of India	SOVEREIGN	500,000	5	11.17%
6	Treps	Unclassified	—	1	2.18%
7	Net Receivables / (Payables)	Unclassified	—	1	1.49%

LIC MF Gilt Fund

Regular Plan · Growth · where the money sits

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹672,571	₹72,571	4.52%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 30 Oct 2026.