← Back to the fund page Use your browser's print dialog and choose “Save as PDF”. A4.
InvestVerdict

Kotak Liquid Fund

Regular Plan · Growth · Liquid Funds · Scheme code 100835

NAV₹5,716.4052as on 30 Oct 2026
Fund houseKotak Mahindra Mutual Fund
CategoryLiquid Funds
Plan & optionRegular · Growth
History20.4 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 0.511.673.33 6.336.846.18 5.565.997.04
Liquid Funds
category median		 ——— 6.286.756.26 —6.02—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 0.2% 1.62 3.51 — — -0.3% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

761923094252008201020122014201620182020202220242026InvestVerdict

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
6,013 3.1% 7.2% 9.9% 0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

Kotak Liquid Fund

Regular Plan · Growth

Allocation

By asset

Debt111.12%
AIF Units0.27%

By market cap

Unclassified111.39%

Concentration

Number of stocks135
Top 5 stocks17.02%
Top 10 stocks28.83%
Top 20 stocks47.54%
Lines in the filing137
Largest holding4.13%
Largest sectorCRISIL A1+ 51.20%
Effective stocks57.4
Sectors held8
Cash-11.39%

Effective stocks is what the concentration works out to: a fund holding 135 names but most of its money in a few behaves like a fund of 57. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL A1+ — 51.2%SOV — 20.0%CARE A1+ — 18.8%ICRA A1+ — 15.3%FITCH A1+ — 5.1%Other — 1.1%CRISIL A1+51.2%SOV20.0%CARE A1+18.8%ICRA A1+15.3%FITCH A1+5.1%Other1.1%
CRISIL A1+51.20%
SOV19.99%
CARE A1+18.75%
ICRA A1+15.26%
FITCH A1+5.10%
CRISIL AAA0.72%
Alternative Investment Fund0.27%
ICRA AAA0.10%
InvestVerdict

Kotak Liquid Fund

Regular Plan · Growth · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT ICRA A1+ 35,000 1,738 4.13%
2 91 DAYS TREASURY BILL 12/11/2026 SOV 150,000,000 1,491 3.55%
3 91 DAYS TREASURY BILL 27/11/2026 SOV 145,276,000 1,441 3.43%
4 Reliance Retail Ventures Ltd CRISIL A1+ 25,000 1,244 2.96%
5 91 DAYS TREASURY BILL 03/12/2026 SOV 125,000,000 1,239 2.95%
6 91 DAYS TREASURY BILL 08/10/2026 SOV 100,000,000 999 2.38%
7 91 DAYS TREASURY BILL 22/10/2026 SOV 100,000,000 997 2.37%
8 HDFC BANK LTD. CARE A1+ 100,000 993 2.36%
9 Reliance Retail Ventures Ltd CRISIL A1+ 20,000 990 2.35%
10 HDFC BANK LTD. CARE A1+ 100,000 987 2.35%
11 INDUSIND BANK LTD. CRISIL A1+ 100,000 987 2.35%
12 BANK OF INDIA CARE A1+ 100,000 989 2.35%
13 91 DAYS TREASURY BILL 19/11/2026 SOV 96,862,000 962 2.29%
14 HDFC BANK LTD. CARE A1+ 82,500 815 1.94%
15 INDIAN OVERSEAS BANK CARE A1+ 75,000 750 1.78%
16 HDFC BANK LTD. CARE A1+ 75,000 744 1.77%
17 NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT ICRA A1+ 15,000 743 1.77%
18 91 DAYS TREASURY BILL 24/12/2026 SOV 70,000,000 691 1.64%
19 HINDUSTAN PETROLEUM CORPORATION LTD. CRISIL A1+ 12,500 618 1.47%
20 IIFL FINANCE LIMITED CRISIL A1+ 11,500 569 1.35%
21 PUNJAB NATIONAL BANK FITCH A1+ 50,000 500 1.19%
22 UNION BANK OF INDIA ICRA A1+ 50,000 499 1.19%
23 UNION BANK OF INDIA FITCH A1+ 50,000 500 1.19%
24 UNION BANK OF INDIA FITCH A1+ 50,000 499 1.19%
25 CANARA BANK CRISIL A1+ 50,000 497 1.18%
26 182 DAYS TREASURY BILL 17/12/2026 SOV 50,000,000 494 1.18%
27 UNION BANK OF INDIA ICRA A1+ 50,000 497 1.18%
28 CENTRAL BANK OF INDIA CRISIL A1+ 50,000 496 1.18%
29 CITY UNION BANK LTD. ICRA A1+ 50,000 496 1.18%
30 CANARA BANK CRISIL A1+ 50,000 496 1.18%
InvestVerdict

Kotak Liquid Fund

Regular Plan · Growth · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

BoughtSoldNew positionsSold out ofPrice move of holdings
₹1,055 cr ₹424 cr 20 18 +0.04%
StockShares tradedShares PriceValue
₹ cr
New position
INE040A16JS9 190,000 entered — 1,879
INE242A14YZ0 20,000 entered — 993
IN002026X149 100,000,000 entered — 990
IN002026X164 100,000,000 entered — 988
INE565A16BV6 75,000 entered — 742
INE692A16MM4 50,000 entered — 496
INE008A169B5 50,000 entered — 495
INE160A16VR2 50,000 entered — 494
Added to
IN002025Y487 50,000,000 +400.0% +0.4% 498
INE040A16HR5 25,000 +250.0% +0.5% 248
INE0JOL16082 20,000 +400.0% -79.9% 199
INE094A14KA7 2,000 +66.7% +0.6% 99.7
INF0RQ622028 9,116 +10.8% +0.4% 10.9
Trimmed
INE476A16J17 15,000 -30.0% +0.6% 150
INE261F14PK9 2,000 -20.0% +0.6% 99.7
INE028A16MI9 10,000 -13.3% +0.6% 99.7
INE095A163E6 7,500 -15.0% +0.6% 74.9
Sold out of
INE733E14BY1 20,000 exited — 997
IN002026X016 70,000,000 exited — 699
INE562A16QW9 50,000 exited — 499
INE692A16ME1 50,000 exited — 497
INE028A16MC2 50,000 exited — 496
INE036D16KF6 50,000 exited — 496
INE040A16JM2 50,000 exited — 495
IN002026X024 45,000,000 exited — 449

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹709,288 ₹109,288 6.63%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 31 Oct 2026.