← Back to the fund page Use your browser's print dialog and choose “Save as PDF”. A4.
InvestVerdict

Tata Gilt Fund

Regular Plan · Growth Option · Gilt Funds · Scheme code 101042

NAV₹78.1201as on 28 Oct 2026
Fund houseTata Mutual Fund
CategoryGilt Funds
Plan & optionRegular · Growth Option
History20.4 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme -0.193.471.90 4.145.645.16 5.145.706.50
Gilt Funds
category median		 ——— 0.985.614.97 —6.20—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 4.4% -0.19 -0.26 — — -14.2% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

791812823842008201020122014201620182020202220242026InvestVerdict

Drawdown from peak (%)

0%-5%-10%-15%2008201020122014201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
4,685 -11.4% 6.6% 23.8% 6%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

Tata Gilt Fund

Regular Plan · Growth Option

Allocation

By asset

Debt96.37%
Cash & Equivalents3.63%

By market cap

Unclassified194.56%

Concentration

Number of stocks5
Top 5 stocks96.37%
Top 10 stocks96.37%
Top 20 stocks96.37%
Lines in the filing8
Largest holding42.97%
Largest sectorSOV 96.37%
Effective stocks2.8
Sectors held1
Cash3.63%

Effective stocks is what the concentration works out to: a fund holding 5 names but most of its money in a few behaves like a fund of 3. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

SOV — 96.4%Cash & Equivalents — 3.6%SOV96.4%Cash & Equivalents3.6%
SOV96.37%
Cash & Equivalents3.63%
InvestVerdict

Tata Gilt Fund

Regular Plan · Growth Option · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 GOI - 7.06% (27/07/2041) SOV 34,000,000 330 42.97%
2 GOI - 6.90% (15/04/2065) SOV 35,000,000 314 40.82%
3 GOI - 7.09% (05/08/2054) SOV 5,000,000 47 6.08%
4 GOI - 7.18% (14/08/2033) SOV 2,500,000 25 3.26%
5 GOI - 7.10% (08/04/2034) SOV 2,500,000 25 3.24%
6 CASH / NET CURRENT ASSET Unclassified — 16 2.15%
7 I) REPO Unclassified — 11 1.48%
InvestVerdict

Tata Gilt Fund

Regular Plan · Growth Option · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

BoughtSoldNew positionsSold out ofPrice move of holdings
₹0 cr ₹0 cr 0 2 —
StockShares tradedShares PriceValue
₹ cr
Sold out of
Nil — exited — 0.0
NAME OF THE INSTRUMENT — exited — 0.0
Not equityPrevious filingThis filingChange
Cash, repo and TREPS ₹7 cr ₹16 cr +₹9 cr
Debt: bills, CDs and commercial paper ₹796 cr ₹863 cr +₹67 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹688,067 ₹88,067 5.42%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 30 Oct 2026.