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InvestVerdict

HDFC Equity Savings Fund

Regular Plan · IDCW Option · Equity Savings · Scheme code 101586

NAV₹12.4240as on 27 Aug 2026
Fund houseHDFC Mutual Fund
CategoryEquity Savings
Plan & optionRegular · IDCW Option
History20.4 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 0.421.04-3.03 -3.160.890.52 2.200.710.83
Nifty 100
benchmark		 0.253.49-1.52 1.8410.529.38 ——12.79
Equity Savings
category median		 ——— 5.048.567.72 —8.06—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 8.4% -0.67 -0.75 0.40 -7.06% -28.6% 75.75
Nifty 100
benchmark		 17.1%0.23 0.32—— -37.0%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 82 months this scheme and its benchmark share.

Growth of ₹100 since launch

841001151312008201020122014201620182020202220242026InvestVerdict

Drawdown from peak (%)

0%-10%-20%-30%2008201020122014201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
948 -19.0% -0.2% 24.9% 52%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

HDFC Equity Savings Fund

Regular Plan · IDCW Option

Allocation

By asset

Equity66.65%
Debt28.05%
Cash & Equivalents3.25%
REITs / InvITs2.05%

By market cap

Large Cap60.48%
Mid Cap2.74%
Small Cap4.68%
Unclassified28.85%

Concentration

Number of stocks118
Top 5 stocks26.68%
Top 10 stocks40.11%
Top 20 stocks55.08%
Largest holding7.68%
Largest sectorBanks 18.23%
Effective stocks42.0
Cash3.25%
InvestVerdict

HDFC Equity Savings Fund

Regular Plan · IDCW Option · holdings

Top 18 holdings

#CompanySector% of fund
1— Banks7.68%
2— Petroleum Products5.59%
3— Banks5.58%
4— Power3.99%
5— Construction3.84%
6— Pharmaceuticals & Biotechnology3.75%
7— Consumer Durables3.01%
8— Unclassified2.41%
9— Sovereign2.39%
10— Automobiles2.26%
11— Telecom - Services2.02%
12— Sovereign2.00%
13— Finance1.81%
14— Banks1.73%
15— Banks1.64%
16— Banks1.60%
17— CRISIL - AAA1.33%
18— CRISIL - AA+1.33%

Sector split

Banks — 18.2%CRISIL - AAA — 10.9%Sovereign — 8.8%Petroleum Products — 5.9%Pharmaceuticals & Biotechnology — 5.5%Automobiles — 5.5%Power — 5.5%Construction — 4.3%Consumer Durables — 3.4%Other — 32.2%Banks18.2%CRISIL - AAA10.9%Sovereign8.8%Petroleum Products5.9%Pharmaceuticals & Biotech…5.5%Automobiles5.5%Power5.5%Construction4.3%Consumer Durables3.4%Other32.2%
Banks18.23%
CRISIL - AAA10.86%
Sovereign8.75%
Petroleum Products5.87%
Pharmaceuticals & Biotechnology5.48%
Automobiles5.48%
Power5.48%
Construction4.29%
Consumer Durables3.39%
Cash & Equivalents3.25%

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹604,197 ₹4,197 0.27%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 29 Aug 2026.