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InvestVerdict

HSBC Medium to Long Term Fund

Regular Plan · Growth · Long Duration · Scheme code 101685

NAV₹43.3400as on 28 Oct 2026
Fund houseHSBC Mutual Fund
CategoryLong Duration
Plan & optionRegular · Growth
History20.4 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme -0.252.111.88 3.845.704.47 4.715.166.62
Long Duration
category median		 ——— 7.786.737.77 —7.72—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 2.6% -0.31 -0.42 — — -9.0% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

781832883932008201020122014201620182020202220242026InvestVerdict

Drawdown from peak (%)

0%-3%-5%-8%2008201020122014201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
4,688 -2.4% 6.7% 19.5% 5%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

HSBC Medium to Long Term Fund

Regular Plan · Growth

Allocation

By asset

Debt72.12%
Cash & Equivalents27.57%
AIF Units0.31%

By market cap

Unclassified72.43%

Concentration

Number of stocks16
Top 5 stocks32.90%
Top 10 stocks55.04%
Top 20 stocks72.43%
Lines in the filing18
Largest holding8.12%
Largest sectorCRISIL AAA 26.74%
Effective stocks25.8
Sectors held5
Cash27.57%

Effective stocks is what the concentration works out to: a fund holding 16 names but most of its money in a few behaves like a fund of 26. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Cash & Equivalents — 27.6%CRISIL AAA — 26.7%SOVEREIGN — 20.3%ICRA AAA — 17.0%CRISIL A1+ — 8.1%Other — 0.3%Cash & Equivalents27.6%CRISIL AAA26.7%SOVEREIGN20.3%ICRA AAA17.0%CRISIL A1+8.1%Other0.3%
Cash & Equivalents27.57%
CRISIL AAA26.74%
SOVEREIGN20.26%
ICRA AAA17.00%
CRISIL A1+8.12%
AIF0.31%
InvestVerdict

HSBC Medium to Long Term Fund

Regular Plan · Growth · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 Treps Unclassified — 9 19.37%
2 Net Current Assets (including cash & bank balances) Unclassified — 4 8.20%
3 Indian Bank CRISIL A1+ 400,000 4 8.12%
4 7.71% GOI 18-May-2066 SOVEREIGN 350,000 4 7.47%
5 SIDBI CRISIL AAA 300,000 3 6.40%
6 LIC Housing Finance Limited CRISIL AAA 250,000 3 5.56%
7 Power Finance Corporation Limited CRISIL AAA 250,000 3 5.35%
8 6.8% Tamil Nadu SDL - 02-Jul-2035 SOVEREIGN 250,000 2 4.95%
9 NABARD ICRA AAA 200,000 2 4.33%
10 Bharti Telecom Limited CRISIL AAA 200,000 2 4.32%
11 NABARD ICRA AAA 200,000 2 4.27%
12 Bajaj Housing Finance Ltd CRISIL AAA 200,000 2 4.27%
13 REC Limited ICRA AAA 200,000 2 4.22%
14 REC Limited ICRA AAA 200,000 2 4.18%
15 7.24% GOI 18-Aug-2055 SOVEREIGN 200,000 2 3.98%
16 6.9% GOI 15-Apr-2065 SOVEREIGN 200,000 2 3.86%
17 Bajaj Finance Limited CRISIL AAA 40,000 0 0.84%
18 Corp Debt Mkt Devlop Fund (SBI AIF Fund) AIF 123 0 0.31%
InvestVerdict

HSBC Medium to Long Term Fund

Regular Plan · Growth · where the money sits

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹683,383 ₹83,383 5.15%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 30 Oct 2026.