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InvestVerdict

Aditya Birla Sun Life Regular Savings Fund

Regular Plan · Monthly IDCW · Conservative Hybrid · Scheme code 101816

NAV₹16.5250as on 28 Aug 2026
Fund houseAditya Birla Sun Life Mutual Fund
CategoryConservative Hybrid
Plan & optionRegular · Monthly IDCW
History20.4 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme -0.091.30-0.33 -0.181.911.49 2.541.121.91
Conservative Hybrid
category median		 ——— 3.647.336.92 —7.17—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 5.7% -0.81 -1.08 — — -26.6% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

721001271552008201020122014201620182020202220242026InvestVerdict

Drawdown from peak (%)

0%-10%-19%-29%2008201020122014201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
938 -24.4% 1.5% 29.7% 38%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

Aditya Birla Sun Life Regular Savings Fund

Regular Plan · Monthly IDCW

Allocation

By asset

Debt72.22%
Equity20.74%
REITs / InvITs3.95%
Cash & Equivalents2.50%
AIF Units0.34%
Mutual Fund Units0.24%

By market cap

Large Cap15.32%
Mid Cap2.86%
Small Cap3.40%
Unclassified75.91%

Concentration

Number of stocks126
Top 5 stocks16.35%
Top 10 stocks25.90%
Top 20 stocks42.91%
Largest holding3.76%
Largest sectorSovereign 18.73%
Effective stocks67.2
Cash2.50%
InvestVerdict

Aditya Birla Sun Life Regular Savings Fund

Regular Plan · Monthly IDCW · holdings

Top 18 holdings

#CompanySector% of fund
1— Sovereign3.76%
2— ICRA AA+3.73%
3— ICRA AA+3.39%
4— CRISIL AA3.10%
5— CRISIL AA2.36%
6— CARE AA2.03%
7— CRISIL AAA2.00%
8— Unclassified1.90%
9— Banks1.90%
10— CRISIL AA1.86%
11— CRISIL A+1.76%
12— Sovereign1.75%
13— Sovereign1.73%
14— CRISIL AAA1.73%
15— CRISIL AAA1.69%
16— ICRA AA1.69%
17— ICRA AA+1.69%
18— CRISIL AAA1.69%

Sector split

Sovereign — 18.7%CRISIL AAA — 12.3%ICRA AAA — 11.2%ICRA AA+ — 10.2%CRISIL AA — 7.3%Banks — 5.7%ICRA AA — 3.4%Other — 31.3%Sovereign18.7%CRISIL AAA12.3%ICRA AAA11.2%ICRA AA+10.2%CRISIL AA7.3%Banks5.7%ICRA AA3.4%Other31.3%
Sovereign18.73%
CRISIL AAA12.30%
ICRA AAA11.19%
ICRA AA+10.15%
CRISIL AA7.33%
Banks5.67%
ICRA AA3.37%
CRISIL A+2.83%
Cash & Equivalents2.50%
CARE AA2.03%

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹622,346 ₹22,346 1.44%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 30 Aug 2026.