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InvestVerdict

SBI MEDIUM TERM FUND

Regular Plan · Growth · Mutual fund · Scheme code 102053

NAV₹54.5974as on 30 Oct 2026
Fund houseSBI Mutual Fund
CategoryMutual fund
Plan & optionRegular · Growth
History20.4 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 0.442.803.29 6.627.326.33 7.097.617.60

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 1.6% 0.53 0.86 — — -11.9% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

692043394732008201020122014201620182020202220242026InvestVerdict

Drawdown from peak (%)

0%-4%-9%-13%2008201020122014201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
4,712 -8.9% 7.6% 21.2% 3%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

SBI MEDIUM TERM FUND

Regular Plan · Growth

Allocation

By asset

Debt87.26%
Cash & Equivalents6.22%
REITs / InvITs6.19%
AIF Units0.33%

By market cap

Mid Cap2.30%
Small Cap2.50%
Unclassified186.36%

Concentration

Number of stocks66
Top 5 stocks23.94%
Top 10 stocks40.00%
Top 20 stocks62.57%
Lines in the filing68
Largest holding6.90%
Largest sectorSovereign 20.72%
Effective stocks39.7
Sectors held20
Cash6.22%

Effective stocks is what the concentration works out to: a fund holding 66 names but most of its money in a few behaves like a fund of 40. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Sovereign — 20.7%CRISIL AA — 15.4%CRISIL AA+ — 8.0%CRISIL AAA — 7.4%[ICRA]AA+ — 7.2%Cash & Equivalents — 6.2%[ICRA]AA- — 4.4%CRISIL AA- — 4.2%CRISIL AAA(SO) — 3.7%Other — 22.8%Sovereign20.7%CRISIL AA15.4%CRISIL AA+8.0%CRISIL AAA7.4%[ICRA]AA+7.2%Cash & Equivalents6.2%[ICRA]AA-4.4%CRISIL AA-4.2%CRISIL AAA(SO)3.7%Other22.8%
Sovereign20.72%
CRISIL AA15.44%
CRISIL AA+7.99%
CRISIL AAA7.35%
[ICRA]AA+7.24%
Cash & Equivalents6.22%
[ICRA]AA-4.37%
CRISIL AA-4.17%
CRISIL AAA(SO)3.72%
Transport Infrastructure3.70%
CARE AA-3.64%
CARE AA3.36%
CARE A(CE)3.20%
[ICRA]A-2.80%
Realty2.41%
CRISIL A1+1.11%
IND AA1.01%
[ICRA]AA0.76%
[ICRA]AAA0.38%
CDMDF0.33%
InvestVerdict

SBI MEDIUM TERM FUND

Regular Plan · Growth · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 6.94% CGL 2036 Sovereign 45,000,000 443 6.90%
2 TREPS Unclassified — 310 4.83%
3 Godrej Properties Ltd. [ICRA]AA+ 30,000 301 4.69%
4 7.06% CGL 2041 Sovereign 30,000,000 292 4.54%
5 JSW JFE Kalinga Steel Ltd. CRISIL AA 27,000 281 4.38%
6 Aditya Birla Real Estate Ltd. CRISIL AA 22,000 220 3.43%
7 JTPM Metal Traders Ltd. CRISIL AA 20,000 216 3.36%
8 Renew Solar Energy (Jharkhand Five) Pvt. Ltd. CARE AA 24,000 216 3.36%
9 Renserv Global Pvt Ltd. CARE A(CE) 20,500 205 3.20%
10 Motilal Oswal Finvest Ltd. CRISIL AA+ 20,000 201 3.13%
11 GMR Airports Ltd. CRISIL AA- 18,000 193 3.01%
12 Kogta Financial (India) Ltd. CARE AA- 18,500 183 2.86%
13 H.G. Infra Engineering Ltd. [ICRA]AA- 18,000 182 2.84%
14 Gaursons India Pvt. Ltd. [ICRA]A- 18,000 180 2.80%
15 Bharti Telecom Ltd. CRISIL AAA 15,000 151 2.36%
16 6.48% CGL 2035 Sovereign 14,500,000 139 2.16%
17 Tata Power Renewable Energy Ltd. (Guaranteed by Tata Power Ltd.) [ICRA]AA+ 14,000 139 2.16%
18 Cube Highways Trust Transport Infrastructure 7,900,000 123 1.91%
19 Shivshakti Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust) CRISIL AAA(SO) 125 119 1.86%
20 Siddhivinayak Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust) CRISIL AAA(SO) 125 119 1.86%
21 7.64% State Government of Rajasthan 2036 Sovereign 11,500,000 113 1.76%
22 Small Industries Development Bank of India CRISIL AAA 10,000 100 1.55%
23 Net Receivable / Payable Unclassified — 89 1.39%
24 Muthoot Finance Ltd. CRISIL AA+ 7,500 75 1.17%
25 7.74% State Government of Tamil Nadu 2036 Sovereign 7,500,000 74 1.16%
26 Chalet Hotels Ltd. CRISIL AA- 7,500 75 1.16%
27 Embassy Office Parks Reit Realty 1,700,000 74 1.15%
28 Tata Power Company Ltd. CRISIL AA+ 7,500 73 1.14%
29 LIC Housing Finance Ltd. CRISIL AAA 750 73 1.14%
30 Small Industries Development Bank of India CRISIL A1+ 1,500 71 1.11%
InvestVerdict

SBI MEDIUM TERM FUND

Regular Plan · Growth · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

BoughtSoldNew positionsSold out ofPrice move of holdings
₹0 cr ₹1 cr 0 0 +1.11%
StockShares tradedShares PriceValue
₹ cr
Trimmed
Capital Infra Trust 100,000 -10.0% +0.5% 0.7
Not equityPrevious filingThis filingChange
Cash, repo and TREPS ₹0 cr ₹0 cr +₹0 cr
Debt: bills, CDs and commercial paper ₹5,822 cr ₹5,891 cr +₹69 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹716,703 ₹116,703 7.05%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 31 Oct 2026.