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InvestVerdict

HDFC Multi Asset Allocation Fund

Regular Plan · IDCW Option · Multi Asset Allocation · Scheme code 103130

NAV₹16.4280as on 30 Oct 2026
Fund houseHDFC Mutual Fund
CategoryMulti Asset Allocation
Plan & optionRegular · IDCW Option
History20.4 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 1.733.63-0.54 0.984.582.50 6.453.902.45
Nifty 100
benchmark		 0.253.49-1.52 1.8410.529.38 ——12.79
Multi Asset Allocation
category median		 ——— -0.8211.398.92 —9.80—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 10.9% -0.18 -0.21 0.57 -4.29% -30.0% 57.28
Nifty 100
benchmark		 14.4%0.28 0.40—— -37.0%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 36 months this scheme and its benchmark share.

Growth of ₹100 since launch

851181501822008201020122014201620182020202220242026InvestVerdict

Drawdown from peak (%)

0%-9%-18%-27%2008201020122014201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
4,730 -20.5% 0.7% 51.4% 45%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

How it behaves against its benchmark

Up captureDown captureCorrelation Tracking errorInformation ratioTreynor
45% 45% 0.76 9.4% -0.64 -3.37

Up capture is how much of the benchmark's gain this scheme kept in the months the benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it on the up side is the combination every fund is trying for and few reach. Measured over the 36 months this scheme and Nifty 100 share.

InvestVerdict

HDFC Multi Asset Allocation Fund

Regular Plan · IDCW Option

Allocation

By asset

Equity69.09%
Gold11.71%
Debt11.21%
Cash & Equivalents4.06%
REITs / InvITs2.12%
Silver1.81%

By market cap

Large Cap110.94%
Mid Cap11.60%
Small Cap17.65%
Unclassified50.48%

Concentration

Number of stocks113
Top 5 stocks31.06%
Top 10 stocks41.82%
Top 20 stocks55.08%
Lines in the filing121
Largest holding11.71%
Largest sectorBanks 17.98%
Effective stocks32.6
Sectors held40
Cash4.06%

Effective stocks is what the concentration works out to: a fund holding 113 names but most of its money in a few behaves like a fund of 33. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Banks — 18.0%Unclassified — 13.5%Petroleum Products — 5.4%Automobiles — 5.3%Pharmaceuticals & Biotechnology — 4.6%IT - Software — 4.1%Cash & Equivalents — 4.1%Telecom - Services — 3.5%CRISIL - AAA — 3.4%Other — 38.1%Banks18.0%Unclassified13.5%Petroleum Products5.4%Automobiles5.3%Pharmaceuticals & Biotech…4.6%IT - Software4.1%Cash & Equivalents4.1%Telecom - Services3.5%CRISIL - AAA3.4%Other38.1%
Banks17.98%
Unclassified13.52%
Petroleum Products5.38%
Automobiles5.28%
Pharmaceuticals & Biotechnology4.62%
IT - Software4.13%
Cash & Equivalents4.06%
Telecom - Services3.54%
CRISIL - AAA3.42%
Insurance3.27%
Power3.17%
Sovereign3.09%
Transport Services2.63%
Finance2.34%
CRISIL - AA+2.15%
Consumer Durables1.91%
Realty1.86%
Auto Components1.80%
Healthcare Services1.62%
Diversified FMCG1.61%
InvestVerdict

HDFC Multi Asset Allocation Fund

Regular Plan · IDCW Option · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 HDFC Gold Exchange Traded Fund Unclassified 53,833,490 677 11.71%
2 HDFC Bank Ltd. Banks 5,599,983 397 6.86%
3 Reliance Industries Ltd. Petroleum Products 2,366,500 281 4.86%
4 ICICI Bank Ltd. Banks 2,073,100 274 4.74%
5 Bharti Airtel Ltd. Telecom - Services 951,850 167 2.89%
6 TREPS - Tri-party Repo Unclassified — 162 2.79%
7 Kotak Mahindra Bank Limited Banks 3,600,000 150 2.60%
8 Axis Bank Ltd. Banks 1,200,000 147 2.54%
9 Maruti Suzuki India Limited Automobiles 93,800 112 1.94%
10 NTPC Limited Power 3,351,500 108 1.87%
11 HDFC Silver ETF Unclassified 5,000,000 105 1.81%
12 Sun Pharmaceutical Industries Ltd. Pharmaceuticals & Biotechnology 546,750 99 1.72%
13 Divis Laboratories Ltd. Pharmaceuticals & Biotechnology 100,000 93 1.61%
14 InterGlobe Aviation Ltd. Transport Services 150,000 75 1.29%
15 Infosys Limited IT - Software 750,000 75 1.29%
16 Muthoot Finance Ltd. CRISIL - AA+ 7,500 74 1.29%
17 Net Current Assets Unclassified — 72 1.28%
18 State Bank of India Banks 750,000 72 1.24%
19 Tata Consultancy Services Ltd. IT - Software 350,000 72 1.24%
20 Tata Steel Ltd. Ferrous Metals 3,800,127 70 1.21%
21 7.18% GOI MAT 140833 Sovereign 6,900,000 69 1.20%
22 Larsen and Toubro Ltd. Construction 180,075 68 1.17%
23 ICICI Lombard General Insurance Co Insurance 418,583 67 1.15%
24 Bajaj Finserv Ltd. Finance 356,400 62 1.07%
25 Havells India Ltd. Consumer Durables 596,302 61 1.05%
26 Power Grid Corporation of India Ltd. Power 2,260,800 59 1.02%
27 HDFC Life Insurance Company Limited Insurance 1,121,328 58 1.01%
28 Oil & Natural Gas Corporation Ltd. Oil 2,500,000 56 0.98%
29 Dr. Lal Path Labs Ltd Healthcare Services 280,000 56 0.96%
30 Godrej Consumer Products Ltd. Personal Products 643,972 55 0.95%
InvestVerdict

HDFC Multi Asset Allocation Fund

Regular Plan · IDCW Option · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

BoughtSoldNew positionsSold out ofPrice move of holdings
₹124 cr ₹111 cr 1 1 +3.40%
StockShares tradedShares PriceValue
₹ cr
New position
Cube Highways Trust 620,551 entered — 9.7
Added to
HDFC Silver ETF 4,000,000 +400.0% -3.1% 82.6
Mahindra & Mahindra Ltd. 82,200 +58.3% +10.7% 27.9
Hero MotoCorp Ltd. 25,000 +33.3% +12.3% 13.5
Trimmed
NTPC Limited 1,911,000 -36.3% -2.6% 66.4
Bajaj Auto Limited 15,000 -30.0% +18.6% 17.3
Power Grid Corporation of India Ltd. 395,200 -14.9% -0.7% 11.2
Tata Steel Ltd. 517,000 -22.3% +0.9% 9.8
Greenply Industries Ltd. 236,528 -44.1% -4.0% 6.7
Sold out of
The Tata Power Company Ltd. 8,700 exited — 0.3
Not equityPrevious filingThis filingChange
Cash, repo and TREPS ₹0 cr ₹0 cr +₹0 cr
Debt: bills, CDs and commercial paper ₹857 cr ₹730 cr −₹127 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹652,348 ₹52,348 3.31%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 31 Oct 2026.