Tata Ultra Short to Short Term Fund

Regular Plan · Growth Option · Ultra Short Duration · Scheme code 103159

NAV₹4,237.9886as on 28 Oct 2026

Fund houseTata Mutual Fund

CategoryUltra Short Duration

Plan & optionRegular · Growth Option

History20.4 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	0.46	2.07	3.11	6.04	6.94	6.11	6.14	5.97	7.14
Ultra Short Duration category median	—	—	—	5.60	6.66	6.07	—	6.34	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	0.6%	0.69	1.24	—	—	-5.1%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
4,688	0.3%	7.6%	10.3%	0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

Tata Ultra Short to Short Term Fund

Regular Plan · Growth Option

Allocation

By asset

Debt	94.25%
Cash & Equivalents	4.64%
REITs / InvITs	1.11%

By market cap

Unclassified	95.36%

Concentration

Number of stocks	50
Top 5 stocks	23.97%
Top 10 stocks	41.28%
Top 20 stocks	64.44%
Lines in the filing	54

Largest holding	5.51%
Largest sector	CRISIL-A1+ 40.27%
Effective stocks	36.4
Sectors held	13
Cash	4.64%

Effective stocks is what the concentration works out to: a fund holding 50 names but most of its money in a few behaves like a fund of 36. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL-A1+	40.27%
CRISIL-AAA	20.03%
SOV	12.32%
CRISIL-AA	4.73%
Cash & Equivalents	4.64%
ICRA-A1+	4.28%
ICRA-AA+	4.24%
CRISIL-AAA(SO)	3.27%
ICRA-AA	1.79%
ICRA-AAA	1.57%
IND-A1+	1.09%
CRISIL-AA+	0.67%
IND-AAA(SO)	0.64%
Unclassified	0.46%

Tata Ultra Short to Short Term Fund

Regular Plan · Growth Option · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	** 06.92 % DLF CYBER CITY DEVELOPERS LTD - 28/07/2028	CRISIL-AAA	12,500	123	5.51%
2	** - NABARD - CD - 17/03/2027	CRISIL-A1+	2,500	120	5.35%
3	** - BARCLAYS INVESTMENTS & LOANS (INDIA) PVT LTD - CP - 18/08/2026	CRISIL-A1+	2,000	100	4.45%
4	** - HDFC BANK LTD - CD - 19/11/2026	CRISIL-A1+	2,000	98	4.37%
5	SDL KERALA 7.80% (15/03/2027)	SOV	9,500,000	96	4.29%
6	** - UNION BANK OF INDIA - CD - 12/03/2027	ICRA-A1+	2,000	96	4.28%
7	** 07.80 % NABARD - 15/03/2027	CRISIL-AAA	7,500	75	3.36%
8	** - BAJAJ FINANCE LTD - CP - 04/11/2026	CRISIL-A1+	1,500	74	3.29%
9	** 08.83 % LIQUID GOLD SERIES 18 - 20/11/2027	CRISIL-AAA(SO)	1,143	73	3.25%
10	** 07.69 % LIC HOUSING FINANCE LTD - 11/12/2026	CRISIL-AAA	7,000	70	3.13%
11	** 08.00 % ADANI POWER LTD - 27/01/2028	CRISIL-AA	6,500	65	2.89%
12	J) REPO	Unclassified	—	64	2.86%
13	** 07.45 % TORRENT PHARMACEUTICALS LTD - 19/01/2028	ICRA-AA+	6,000	60	2.67%
14	** TREASURY BILL 364 DAYS (06/08/2026)	SOV	5,000,000	50	2.23%
15	** 07.31 % ICICI HOME FINANCE CO.LTD - 28/06/2027	CRISIL-AAA	5,000	50	2.23%
16	** - CANARA BANK - CD - 15/09/2026	CRISIL-A1+	1,000	50	2.22%
17	** - CANARA BANK - CD - 14/09/2026	CRISIL-A1+	1,000	50	2.22%
18	** - SMALL INDUST DEVLOP BANK OF INDIA - CD - 10/11/2026	CRISIL-A1+	1,000	49	2.19%
19	** - BAJAJ FINANCE LTD - CP - 06/11/2026	CRISIL-A1+	1,000	49	2.19%
20	** - INDIAN BANK - CD - 12/01/2027	CRISIL-A1+	1,000	49	2.17%
21	** - CANARA BANK - CD - 12/02/2027	CRISIL-A1+	1,000	48	2.15%
22	** - HDFC BANK LTD - CD - 05/03/2027	CRISIL-A1+	1,000	48	2.14%
23	** - SMALL INDUST DEVLOP BANK OF INDIA - CD - 11/06/2027	CRISIL-A1+	1,000	47	2.10%
24	** 08.00 % NEXUS SELECT TRUST - 16/06/2028	CRISIL-AAA	4,500	45	2.02%
25	SDL ANDHRA PRADESH 6.55% (27/05/2028)	SOV	4,200,000	42	1.87%
26	** JSW KALINGA STEEL LTD - 24/03/2031 - ZCB	CRISIL-AA	4,000	41	1.84%
27	** 08.95 % CREDILA FINANCIAL SERVICES LTD - 22/06/2028	ICRA-AA	4,000	40	1.79%
28	** 08.09 % CAN FIN HOMES LTD - 04/01/2027	ICRA-AAA	3,500	35	1.57%
29	** 08.30 % GODREJ PROPERTIES LTD - 19/03/2027	ICRA-AA+	3,500	35	1.57%
30	** 07.42 % MAHINDRA RURAL HOUSING FINANCE LTD - 23/02/2028	CRISIL-AAA	3,000	30	1.33%

Tata Ultra Short to Short Term Fund

Regular Plan · Growth Option · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹0 cr	₹0 cr	0	2	—

Stock	Shares traded	Shares	Price	Value ₹ cr
Sold out of
Nil	—	exited	—	0.0
NAME OF THE INSTRUMENT	—	exited	—	0.0

Not equity	Previous filing	This filing	Change
Cash, repo and TREPS	₹46 cr	₹104 cr	+₹58 cr
Debt: bills, CDs and commercial paper	₹2,002 cr	₹2,136 cr	+₹134 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹710,144	₹110,144	6.68%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 30 Oct 2026.