Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
15.2%
0.34
0.46
0.96
-0.71%
-67.0%
92.70
Nifty 500 benchmark
15.2%
0.39
0.58
—
—
-37.3%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
36 months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
4,778
-62.2%
10.6%
106.1%
25%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
How it behaves against its benchmark
Up capture
Down capture
Correlation
Tracking error
Information ratio
Treynor
101%
109%
0.96
4.2%
-0.22
5.15
Up capture is how much of the benchmark's gain this scheme kept in the months the
benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it
on the up side is the combination every fund is trying for and few reach.
Measured over the 36 months this scheme and
Nifty 500 share.
Kotak ELSS Tax Saver Fund
Regular Plan · Growth
Allocation
By asset
Equity
98.48%
Cash & Equivalents
1.52%
By market cap
Large Cap
60.58%
Mid Cap
21.46%
Small Cap
15.49%
Unclassified
0.95%
Concentration
Number of stocks
53
Top 5 stocks
23.62%
Top 10 stocks
37.25%
Top 20 stocks
59.01%
Lines in the filing
55
Largest holding
7.00%
Largest sector
Banks 22.96%
Effective stocks
38.5
Sectors held
27
Cash
1.52%
Effective stocks is what the concentration works out to: a fund holding
53 names but most of its money in a few
behaves like a fund of 39. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
Banks
22.96%
Pharmaceuticals and Biotechnology
7.51%
Retailing
6.45%
Finance
6.36%
Construction
6.10%
Automobiles
5.98%
Chemicals and Petrochemicals
4.84%
Telecom - Services
4.33%
Petroleum Products
3.76%
Consumer Durables
3.14%
IT - Software
3.01%
Power
2.76%
Industrial Manufacturing
2.17%
Auto Components
1.94%
Ferrous Metals
1.87%
Transport Services
1.85%
Cement and Cement Products
1.71%
Financial Technology (Fintech)
1.56%
Capital Markets
1.51%
Textiles and Apparels
1.41%
Kotak ELSS Tax Saver Fund
Regular Plan · Growth · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
HDFC BANK LTD.
Banks
6,000,000
425
7.00%
2
ICICI BANK LTD.
Banks
2,300,000
304
5.01%
3
STATE BANK OF INDIA.
Banks
3,150,000
302
4.98%
4
BHARTI AIRTEL LTD.
Telecom - Services
1,200,000
211
3.47%
5
ETERNAL LIMITED
Retailing
6,000,000
192
3.16%
6
Tech Mahindra Ltd.
IT - Software
1,200,000
183
3.01%
7
NTPC LTD
Power
5,200,000
168
2.76%
8
Divis Laboratories Ltd.
Pharmaceuticals and Biotechnology
175,000
163
2.68%
9
Hero MotoCorp Ltd.
Automobiles
300,000
157
2.59%
10
Dixon Technologies India Ltd
Consumer Durables
120,000
157
2.59%
11
BAJAJ FINANCE LTD.
Finance
1,575,000
151
2.49%
12
Larsen and Toubro Ltd.
Construction
400,000
150
2.48%
13
SUN PHARMACEUTICAL INDUSTRIES LTD.
Pharmaceuticals and Biotechnology
800,000
145
2.39%
14
LENSKART SOLUTIONS LIMITED
Retailing
2,000,000
137
2.26%
15
HINDUSTAN PETROLEUM CORPORATION LTD.
Petroleum Products
3,750,000
131
2.16%
16
Linde India Ltd.
Chemicals and Petrochemicals
200,000
126
2.08%
17
AXIS BANK LTD.
Banks
1,000,000
123
2.02%
18
KALPATARU PROJECTS INTERNATIONAL LIMITED
Construction
875,000
121
1.99%
19
Solar Industries India Limited
Chemicals and Petrochemicals
60,000
118
1.95%
20
Bosch Limited
Auto Components
25,000
118
1.94%
21
DEE DEVELOPMENT ENGINEEERS LTD
Industrial Manufacturing
1,700,000
115
1.90%
22
Jindal Steel & Power Ltd
Ferrous Metals
1,000,000
113
1.87%
23
Inter Globe Aviation Ltd
Transport Services
225,000
112
1.85%
24
Ultratech Cement Ltd.
Cement and Cement Products
95,000
104
1.71%
25
Mahindra & Mahindra Ltd.
Automobiles
350,000
103
1.70%
26
TVS Motor Company Ltd.
Automobiles
250,000
103
1.69%
27
Engineers India Ltd
Construction
3,200,000
99
1.63%
28
RELIANCE INDUSTRIES LTD.
Petroleum Products
820,000
97
1.60%
29
PIRAMAL FINANCE LTD
Finance
475,000
97
1.60%
30
PINE LABS LTD.
Financial Technology (Fintech)
5,500,000
94
1.56%
Kotak ELSS Tax Saver Fund
Regular Plan · Growth · where the money sits
What the manager did last month
Between the filings of 30 Jun 2026 and 31 Jul 2026.
A position grows because the manager bought or because the price rose; only the share count separates them.
Bought
Sold
New positions
Sold out of
Price move of holdings
₹70 cr
₹0 cr
1
2
+3.36%
Stock
Shares traded
Shares
Price
Value ₹ cr
New position
INE761H01022
16,000
entered
—
64.6
Added to
INE00H001014
1,600,000
+292.4%
+19.0%
45.6
INE361B01024
26,600
+17.9%
+22.5%
21.4
INE956O01016
40,796
+2.8%
+9.0%
2.3
INE119201023
25,000
+1.0%
-2.2%
0.7
Sold out of
INE0LP301011
6,000,000
exited
—
74.5
INE424H01027
600,000
exited
—
30.9
Not equity
Previous filing
This filing
Change
Cash, repo and TREPS
₹0 cr
₹0 cr
+₹0 cr
The list above is stocks and fund units. Treasury bills, repo and money-market
lines roll over every month by design — they are not decisions, so they are totalled here rather
than listed as activity.
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹788,182
₹188,182
10.86%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment
Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 30 Oct 2026.
