Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
15.3%
0.57
0.87
0.97
2.90%
-61.5%
93.18
Nifty 500 benchmark
15.2%
0.39
0.58
—
—
-37.3%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
36 months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
4,503
-57.0%
8.8%
110.2%
23%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
How it behaves against its benchmark
Up capture
Down capture
Correlation
Tracking error
Information ratio
Treynor
106%
93%
0.97
4.0%
0.68
8.89
Up capture is how much of the benchmark's gain this scheme kept in the months the
benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it
on the up side is the combination every fund is trying for and few reach.
Measured over the 36 months this scheme and
Nifty 500 share.
SBI ELSS Tax Saver Fund
Regular Plan · Growth
Allocation
By asset
Equity
95.51%
Cash & Equivalents
4.32%
Debt
0.17%
By market cap
Large Cap
63.31%
Mid Cap
16.90%
Small Cap
15.24%
Unclassified
0.23%
Concentration
Number of stocks
91
Top 5 stocks
26.71%
Top 10 stocks
38.58%
Top 20 stocks
54.26%
Lines in the filing
93
Largest holding
6.76%
Largest sector
Banks 23.41%
Effective stocks
41.9
Sectors held
34
Cash
4.32%
Effective stocks is what the concentration works out to: a fund holding
91 names but most of its money in a few
behaves like a fund of 42. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
Banks
23.41%
Finance
8.59%
Pharmaceuticals & Biotechnology
5.41%
Petroleum Products
4.65%
Cash & Equivalents
4.32%
IT - Software
4.14%
Auto Components
4.09%
Power
4.06%
Industrial Products
3.79%
Insurance
3.49%
Automobiles
3.22%
Consumer Durables
3.17%
Metals & Minerals Trading
2.93%
Construction
2.84%
Retailing
2.81%
Telecom - Services
2.67%
Capital Markets
2.00%
Non - Ferrous Metals
1.44%
Cement & Cement Products
1.26%
Food Products
1.19%
SBI ELSS Tax Saver Fund
Regular Plan · Growth · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
Kotak Mahindra Bank Ltd.
Banks
48,686,609
2,030
6.76%
2
ICICI Bank Ltd.
Banks
14,643,728
1,935
6.45%
3
HDFC Bank Ltd.
Banks
25,086,506
1,778
5.92%
4
TREPS
Unclassified
—
1,582
5.27%
5
Reliance Industries Ltd.
Petroleum Products
11,775,148
1,398
4.65%
6
Adani Enterprises Ltd.
Metals & Minerals Trading
3,028,800
879
2.93%
7
Larsen & Toubro Ltd.
Construction
2,268,231
853
2.84%
8
Bajaj Finance Ltd.
Finance
8,296,292
796
2.65%
9
Torrent Power Ltd.
Power
5,610,813
699
2.33%
10
Cipla Ltd.
Pharmaceuticals & Biotechnology
4,756,637
640
2.13%
11
FSN E-Commerce Ventures Ltd.
Retailing
18,000,000
576
1.92%
12
Tech Mahindra Ltd.
IT - Software
3,780,741
576
1.92%
13
Axis Bank Ltd.
Banks
4,400,143
539
1.80%
14
Bharti Airtel Ltd.
Telecom - Services
3,063,576
538
1.79%
15
HDFC Life Insurance Company Ltd.
Insurance
10,183,940
531
1.77%
16
Sun Pharmaceutical Industries Ltd.
Pharmaceuticals & Biotechnology
2,721,203
494
1.65%
17
Hindalco Industries Ltd.
Non - Ferrous Metals
4,581,423
431
1.44%
18
Cholamandalam Investment & Finance Co. Ltd.
Finance
2,600,000
421
1.40%
19
AIA Engineering Ltd.
Industrial Products
1,077,977
417
1.39%
20
Asian Paints Ltd.
Consumer Durables
1,591,000
382
1.27%
21
Grindwell Norton Ltd.
Industrial Products
1,887,280
376
1.25%
22
Maruti Suzuki India Ltd.
Automobiles
300,000
359
1.20%
23
Britannia Industries Ltd.
Food Products
738,579
357
1.19%
24
Muthoot Finance Ltd.
Finance
1,258,563
344
1.15%
25
Tata Motors Ltd.
Agricultural, Commercial & Construction Vehicles
7,989,722
337
1.12%
26
Samvardhana Motherson International Ltd.
Auto Components
20,000,000
327
1.09%
27
Mahindra Lifespace Developers Ltd.
Realty
8,973,058
323
1.08%
28
TVS Holdings Ltd.
Finance
268,476
325
1.08%
29
Eicher Motors Ltd.
Automobiles
434,844
311
1.04%
30
ICICI Prudential Life Insurance Company Ltd.
Insurance
6,904,842
306
1.02%
SBI ELSS Tax Saver Fund
Regular Plan · Growth · where the money sits
What the manager did last month
Between the filings of 30 Jun 2026 and 31 Jul 2026.
A position grows because the manager bought or because the price rose; only the share count separates them.
Bought
Sold
New positions
Sold out of
Price move of holdings
₹1,786 cr
₹1,986 cr
7
4
+1.62%
Stock
Shares traded
Shares
Price
Value ₹ cr
New position
Eicher Motors Ltd.
234,844
entered
—
184
Karur Vysya Bank Ltd.
4,185,296
entered
—
143
Computer Age Management Services Ltd.
1,200,000
entered
—
95.5
Bandhan Bank Ltd.
3,993,243
entered
—
69.5
Samvardhana Motherson International Ltd.
3,197,601
entered
—
48.2
GSPL Transmission Ltd.
1,199,049
entered
—
18.0
TATA Capital Ltd.
88,780
entered
—
3.2
Added to
Adani Enterprises Ltd.
1,734,305
+102.0%
-0.9%
522
HDFC Bank Ltd.
5,000,000
+17.2%
-6.2%
374
Reliance Industries Ltd.
2,500,000
+34.4%
+1.1%
327
Bajaj Finance Ltd.
2,398,986
+38.5%
+13.6%
274
Manappuram Finance Ltd.
3,752,740
+75.1%
+14.7%
140
Bosch Ltd.
27,945
+167.8%
+3.0%
115
Britannia Industries Ltd.
64,939
+9.6%
+5.3%
35.2
Trimmed
State Bank of India
4,500,000
-49.4%
+0.1%
462
ICICI Bank Ltd.
3,015,438
-13.7%
+4.4%
433
Tata Consultancy Services Ltd.
1,500,000
-52.7%
+16.5%
355
Kotak Mahindra Bank Ltd.
6,463,391
-12.4%
-0.5%
252
Lupin Ltd.
742,764
-27.6%
-0.2%
179
Muthoot Finance Ltd.
400,000
-30.0%
+4.1%
125
Rallis India Ltd.
5,011,693
-77.5%
-2.4%
109
Sanofi India Ltd.
100,112
-67.7%
-2.6%
33.2
Sold out of
Bharat Heavy Electricals Ltd.
10,000,000
exited
—
414
Mahindra & Mahindra Ltd.
815,083
exited
—
250
HDFC Asset Management Co. Ltd.
500,000
exited
—
133
Sanofi Consumer Healthcare India Ltd.
147,988
exited
—
68.0
Not equity
Previous filing
This filing
Change
Cash, repo and TREPS
₹0 cr
₹0 cr
+₹0 cr
Debt: bills, CDs and commercial paper
₹39 cr
₹39 cr
+₹0 cr
The list above is stocks and fund units. Treasury bills, repo and money-market
lines roll over every month by design — they are not decisions, so they are totalled here rather
than listed as activity.
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹850,250
₹250,250
13.93%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment
Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 30 Oct 2026.
