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InvestVerdict

HDFC Floating Interest Rates Fund

Regular Plan · Daily IDCW Option · Mutual fund · Scheme code 106838

NAV₹10.0641as on 28 Aug 2026
Fund houseHDFC Mutual Fund
CategoryMutual fund
Plan & optionRegular · Daily IDCW Option
History18.8 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme -0.16-0.13-0.17 -0.17-0.06-0.03 -0.02-0.02-0.01

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 0.5% -13.46 -20.21 — — -1.3% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

99991001002008201020122014201620182020202220242026InvestVerdict

Drawdown from peak (%)

0%0%-1%-1%2008201020122014201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
862 -1.2% 0.0% 1.0% 13%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

HDFC Floating Interest Rates Fund

Regular Plan · Daily IDCW Option

Allocation

By asset

Debt96.22%
Cash & Equivalents3.48%
AIF Units0.30%

By market cap

Concentration

Number of stocks150
Top 5 stocks19.32%
Top 10 stocks29.65%
Top 20 stocks42.62%
Largest holding6.63%
Largest sectorCRISIL - AAA 44.35%
Effective stocks64.2
Cash3.48%
InvestVerdict

HDFC Floating Interest Rates Fund

Regular Plan · Daily IDCW Option · holdings

Top 18 holdings

#CompanySector% of fund
1— Sovereign6.63%
2— CRISIL - AAA(SO)4.17%
3— Sovereign3.13%
4— Unclassified3.13%
5— CRISIL - AA2.95%
6— CRISIL - AAA2.44%
7— CRISIL - AAA(SO)2.41%
8— ICRA - AAA2.26%
9— CRISIL - AAA2.14%
10— ICRA - AA1.84%
11— CRISIL - AAA1.68%
12— CRISIL - AAA1.59%
13— CRISIL - AAA1.51%
14— CRISIL - AA+1.41%
15— CRISIL - AAA1.37%
16— CRISIL - AAA1.22%
17— CRISIL - AAA1.22%
18— CRISIL - AAA1.21%

Sector split

CRISIL - AAA — 44.4%Sovereign — 11.4%CRISIL - A1+ — 7.6%CRISIL - AAA(SO) — 7.2%CRISIL - AA+ — 4.3%CRISIL - AA — 4.1%ICRA - AAA — 3.7%Cash & Equivalents — 3.5%CARE - AAA — 3.5%Other — 10.5%CRISIL - AAA44.4%Sovereign11.4%CRISIL - A1+7.6%CRISIL - AAA(SO)7.2%CRISIL - AA+4.3%CRISIL - AA4.1%ICRA - AAA3.7%Cash & Equivalents3.5%CARE - AAA3.5%Other10.5%
CRISIL - AAA44.35%
Sovereign11.38%
CRISIL - A1+7.64%
CRISIL - AAA(SO)7.20%
CRISIL - AA+4.29%
CRISIL - AA4.05%
ICRA - AAA3.65%
Cash & Equivalents3.48%
CARE - AAA3.47%
ICRA - AA2.90%

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹599,135 ₹-865 -0.06%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 1 Sep 2026.