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InvestVerdict

Aditya Birla Sun Life Banking & PSU Debt Fund

Regular Plan · GROWTH · Banking & PSU · Scheme code 108273

NAV₹387.3608as on 28 Aug 2026
Fund houseAditya Birla Sun Life Mutual Fund
CategoryBanking & PSU
Plan & optionRegular · GROWTH
History18.3 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 0.012.032.25 4.876.745.91 6.456.867.67
Banking & PSU
category median		 ——— 5.086.865.91 —6.88—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 1.4% 0.17 0.30 — — -3.1% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

77188299411201020122014201620182020202220242026InvestVerdict

Drawdown from peak (%)

0%-1%-1%-2%201020122014201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
837 2.5% 7.9% 14.0% 0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

Aditya Birla Sun Life Banking & PSU Debt Fund

Regular Plan · GROWTH

Allocation

By asset

Debt96.14%
Cash & Equivalents3.22%
AIF Units0.32%
REITs / InvITs0.32%

By market cap

Unclassified96.77%

Concentration

Number of stocks205
Top 5 stocks13.05%
Top 10 stocks21.61%
Top 20 stocks34.51%
Largest holding4.82%
Largest sectorICRA AAA 39.37%
Effective stocks91.8
Cash3.22%
InvestVerdict

Aditya Birla Sun Life Banking & PSU Debt Fund

Regular Plan · GROWTH · holdings

Top 18 holdings

#CompanySector% of fund
1— CRISIL AAA4.82%
2— Unclassified2.44%
3— ICRA AAA2.20%
4— ICRA AAA2.13%
5— ICRA AAA2.06%
6— CRISIL AAA1.84%
7— ICRA AAA1.80%
8— ICRA AAA1.80%
9— ICRA AAA1.69%
10— ICRA AAA1.68%
11— CRISIL AAA(SO)1.59%
12— ICRA AAA1.40%
13— CRISIL AAA1.40%
14— CRISIL AAA1.38%
15— ICRA AAA1.38%
16— ICRA AAA1.35%
17— CRISIL AAA1.27%
18— Sovereign1.26%

Sector split

ICRA AAA — 39.4%CRISIL AAA — 26.9%Sovereign — 13.0%ICRA A1+ — 6.7%CRISIL A1+ — 5.7%Cash & Equivalents — 3.2%Other — 5.2%ICRA AAA39.4%CRISIL AAA26.9%Sovereign13.0%ICRA A1+6.7%CRISIL A1+5.7%Cash & Equivalents3.2%Other5.2%
ICRA AAA39.37%
CRISIL AAA26.86%
Sovereign12.99%
ICRA A1+6.67%
CRISIL A1+5.66%
Cash & Equivalents3.22%
CRISIL AAA(SO)1.71%
CARE AAA1.69%
IND AAA0.55%
IND A1+0.53%

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹704,653 ₹104,653 6.37%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 30 Aug 2026.