Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
0.2%
1.48
2.96
—
—
-0.2%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
6,036
3.1%
7.0%
9.8%
0%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
BANDHAN LIQUID Fund
Regular Plan · Growth
Allocation
By asset
Cash & Equivalents
100.00%
By market cap
Concentration
Number of stocks
82
Top 5 stocks
—
Top 10 stocks
—
Top 20 stocks
—
Lines in the filing
82
Largest holding
—
Largest sector
— —
Effective stocks
—
Sectors held
0
Cash
0.00%
Effective stocks is what the concentration works out to: a fund holding
82 names but most of its money in a few
behaves like a fund of —. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
CRISIL A1+
54.46%
ICRA A1+
16.90%
SOVEREIGN
10.38%
Cash & Equivalents
6.12%
CARE A1+
5.67%
CRISIL AAA
3.74%
FITCH A1+
2.58%
ICRA AAA
0.15%
BANDHAN LIQUID Fund
Regular Plan · Growth · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
Triparty Repo TRP_011026
Unclassified
—
1,417
8.71%
2
5.74% GOI (MD 15/11/2026)
SOVEREIGN
107,160,000
1,072
6.59%
3
HDFC Bank Limited **
ICRA A1+
65,000,000
643
3.95%
4
Export Import Bank of India **
CRISIL A1+
60,000,000
593
3.64%
5
Canara Bank **
CRISIL A1+
55,000,000
545
3.35%
6
NTPC Limited **
CRISIL A1+
50,000,000
500
3.07%
7
Reliance Retail Ventures Limited **
CRISIL A1+
50,000,000
494
3.04%
8
NTPC Limited **
CRISIL A1+
47,500,000
472
2.90%
9
Tata Capital Limited **
CRISIL A1+
47,500,000
471
2.90%
10
Union Bank of India
ICRA A1+
40,000,000
396
2.43%
11
7.23% Indian Railway Finance Corporation Limited **
CRISIL AAA
35,000,000
350
2.15%
12
HDFC Securities Limited **
CRISIL A1+
35,000,000
348
2.14%
13
Bajaj Finance Limited **
ICRA A1+
35,000,000
346
2.13%
14
182 Days Tbill (MD 27/11/2026)
SOVEREIGN
35,000,000
347
2.13%
15
Export Import Bank of India **
CRISIL A1+
35,000,000
346
2.13%
16
HDFC Bank Limited **
CARE A1+
32,500,000
323
1.99%
17
Axis Bank Limited
CRISIL A1+
32,500,000
321
1.97%
18
Union Bank of India **
ICRA A1+
30,000,000
297
1.83%
19
Tata Capital Limited **
CRISIL A1+
30,000,000
296
1.82%
20
Bajaj Finance Limited **
ICRA A1+
27,500,000
273
1.68%
21
Axis Bank Limited **
CRISIL A1+
27,500,000
271
1.67%
22
Indian Bank **
CRISIL A1+
25,000,000
248
1.53%
23
Reliance Retail Ventures Limited **
CRISIL A1+
25,000,000
248
1.53%
24
Reliance Retail Ventures Limited **
CRISIL A1+
25,000,000
249
1.53%
25
REC Limited **
CRISIL A1+
25,000,000
248
1.52%
26
Canara Bank **
CRISIL A1+
25,000,000
248
1.52%
27
National Bank For Agriculture and Rural Development **
ICRA A1+
25,000,000
248
1.52%
28
National Bank For Agriculture and Rural Development **
CRISIL A1+
25,000,000
247
1.52%
29
Reliance Industries Limited **
CRISIL A1+
25,000,000
247
1.52%
30
Punjab National Bank **
CRISIL A1+
22,500,000
222
1.37%
BANDHAN LIQUID Fund
Regular Plan · Growth · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹708,845
₹108,845
6.61%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment
Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 30 Oct 2026.
