Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
22.9%
-0.65
-0.73
1.06
-21.07%
-58.3%
49.78
Nifty 500 benchmark
15.2%
0.39
0.58
—
—
-37.3%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
36 months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
4,190
-49.9%
2.6%
151.2%
45%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
How it behaves against its benchmark
Up capture
Down capture
Correlation
Tracking error
Information ratio
Treynor
41%
122%
0.71
16.2%
-1.28
-13.98
Up capture is how much of the benchmark's gain this scheme kept in the months the
benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it
on the up side is the combination every fund is trying for and few reach.
Measured over the 36 months this scheme and
Nifty 500 share.
ICICI Prudential Banking & Financial Services Fund
Regular Plan · IDCW
Allocation
By asset
Equity
97.07%
Debt
1.49%
Cash & Equivalents
1.44%
By market cap
Concentration
Number of stocks
57
Top 5 stocks
50.76%
Top 10 stocks
65.02%
Top 20 stocks
81.17%
Lines in the filing
61
Largest holding
13.84%
Largest sector
Banks 52.07%
Effective stocks
15.5
Sectors held
6
Cash
1.44%
Effective stocks is what the concentration works out to: a fund holding
57 names but most of its money in a few
behaves like a fund of 16. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
Banks
52.05%
Finance
21.92%
Insurance
15.14%
Capital Markets
7.75%
SOV
1.49%
Cash & Equivalents
1.46%
Commercial Services & Supplies
0.19%
ICICI Prudential Banking & Financial Services Fund
Regular Plan · IDCW · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
HDFC Bank Ltd.
Banks
21,037,181
1,491
13.84%
2
ICICI Bank Ltd.
Banks
10,972,843
1,450
13.46%
3
Kotak Mahindra Bank Ltd.
Banks
24,171,327
1,008
9.36%
4
Axis Bank Ltd.
Banks
7,800,554
956
8.88%
5
State Bank Of India
Banks
5,870,022
563
5.23%
6
SBI Life Insurance Company Ltd.
Insurance
2,003,761
340
3.15%
7
SBI Cards & Payment Services Ltd.
Finance
5,751,671
332
3.09%
8
ICICI Lombard General Insurance Company Ltd.
Insurance
1,878,328
299
2.77%
9
Bajaj Finserv Ltd.
Finance
1,634,960
283
2.63%
10
HDFC Life Insurance Company Ltd.
Insurance
5,428,988
283
2.63%
11
LIC Housing Finance Ltd.
Finance
4,457,570
236
2.19%
12
Anand Rathi Wealth Ltd.
Capital Markets
900,480
191
1.77%
13
HDB Financial Services Ltd.
Finance
2,873,887
179
1.66%
14
BSE Ltd.
Capital Markets
563,480
174
1.62%
15
Can Fin Homes Ltd.
Finance
2,378,215
171
1.59%
16
Max Financial Services Ltd.
Insurance
1,228,321
169
1.57%
17
PNB Housing Finance Ltd.
Finance
1,493,377
167
1.55%
18
Bajaj Finance Ltd.
Finance
1,634,179
157
1.46%
19
TREPS
Unclassified
—
155
1.44%
20
Life Insurance Corporation of India
Insurance
3,890,600
154
1.43%
21
Aavas Financiers Ltd.
Finance
1,176,831
143
1.32%
22
Go Digit General Insurance Ltd
Insurance
5,398,990
140
1.30%
23
Dewan Housing Finance Corporation Ltd.
Finance
593,195
121
1.13%
24
UTI Asset Management Co Ltd
Capital Markets
1,208,997
107
0.99%
25
SBI Funds Management Ltd.
Capital Markets
2,047,226
106
0.98%
26
Aptus Value Housing Finance
Finance
4,518,035
105
0.98%
27
Central Bank Of India
Banks
32,731,429
100
0.93%
28
Angel One Ltd.
Capital Markets
3,602,035
99
0.92%
29
Cholamandalam Investment And Finance Company Ltd.
Finance
593,648
96
0.89%
30
Repco Home Finance Ltd.
Finance
2,548,140
87
0.81%
ICICI Prudential Banking & Financial Services Fund
Regular Plan · IDCW · where the money sits
What the manager did last month
Between the filings of 31 Mar 2026 and 31 Jul 2026.
A position grows because the manager bought or because the price rose; only the share count separates them.
Bought
Sold
New positions
Sold out of
Price move of holdings
₹1,181 cr
₹1,013 cr
10
3
+10.79%
Stock
Shares traded
Shares
Price
Value ₹ cr
New position
Go Digit General Insurance Ltd
4,909,904
entered
—
125
Multi Commodity Exchange Of India Ltd.
392,662
entered
—
106
Central Bank Of India
32,731,429
entered
—
101
Bank Of India
3,498,035
entered
—
48.3
SBI Funds Management Ltd.
673,224
entered
—
39.7
Muthoot Finance Ltd.
101,741
entered
—
31.7
PB Fintech Ltd.
152,692
entered
—
24.5
Union Bank Of India
1,308,410
entered
—
22.4
Added to
State Bank Of India
3,663,320
+83.5%
+4.9%
376
Kotak Mahindra Bank Ltd.
9,344,292
+58.6%
+10.4%
365
Anand Rathi Wealth Ltd.
450,240
+100.0%
-31.7%
93.4
Bajaj Finserv Ltd.
391,733
+39.5%
+24.4%
79.5
Cholamandalam Investment And Finance Company Ltd.
384,115
+82.4%
+36.6%
71.1
Aadhar Housing Finance Ltd.
1,079,533
+163.6%
+10.7%
53.6
SBI Cards & Payment Services Ltd.
546,745
+11.4%
+3.9%
36.1
360 One Wam Ltd.
316,000
+135.0%
+19.6%
35.9
Trimmed
HDFC Bank Ltd.
2,456,850
-12.2%
+2.3%
184
SBI Life Insurance Company Ltd.
905,620
-33.7%
+5.9%
170
Bajaj Finance Ltd.
1,128,694
-39.3%
+42.4%
129
ICICI Lombard General Insurance Company Ltd.
596,142
-33.5%
-5.1%
96.8
Aptus Value Housing Finance
3,023,348
-34.0%
+34.2%
79.0
HDB Financial Services Ltd.
1,002,058
-25.9%
+22.6%
68.8
Max Financial Services Ltd.
428,049
-33.9%
+0.6%
64.2
Bandhan Bank Ltd.
2,979,681
-41.9%
+23.2%
51.9
Sold out of
Life Insurance Corporation of India
728,418
exited
—
52.9
Seshaasai Technologies Ltd.
1,155,681
exited
—
24.6
Equitas Small Finance Bank Ltd.
2,625,767
exited
—
13.6
Not equity
Previous filing
This filing
Change
Cash, repo and TREPS
₹0 cr
₹0 cr
+₹0 cr
Debt: bills, CDs and commercial paper
₹23 cr
₹161 cr
+₹138 cr
The list above is stocks and fund units. Treasury bills, repo and money-market
lines roll over every month by design — they are not decisions, so they are totalled here rather
than listed as activity.
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹480,316
₹-119,684
-8.70%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment
Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 31 Oct 2026.
