← Back to the fund page Use your browser's print dialog and choose “Save as PDF”. A4, two pages.
InvestVerdict

Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)

Regular Plan · Growth option · Credit Risk · Scheme code 112938

NAV₹38.0102as on 28 Aug 2026
Fund houseNippon India Mutual Fund
CategoryCredit Risk
Plan & optionRegular · Growth option
History16.3 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 0.362.353.33 7.108.107.13 5.915.846.94
Credit Risk
category median		 ——— 7.458.106.93 —7.16—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 3.6% 0.45 0.51 — — -13.9% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

8416123731420122014201620182020202220242026InvestVerdict

Drawdown from peak (%)

0%-5%-9%-14%20122014201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
737 -12.9% 8.2% 15.9% 7%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)

Regular Plan · Growth option

Allocation

By asset

Debt90.21%
REITs / InvITs4.94%
Cash & Equivalents4.57%
AIF Units0.28%

By market cap

Unclassified95.43%

Concentration

Number of stocks60
Top 5 stocks19.30%
Top 10 stocks33.97%
Top 20 stocks56.28%
Largest holding5.06%
Largest sectorCRISIL AA 16.70%
Effective stocks45.1
Cash4.57%
InvestVerdict

Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)

Regular Plan · Growth option · holdings

Top 18 holdings

#CompanySector% of fund
1— SOVEREIGN5.06%
2— FITCH AA-3.95%
3— CRISIL AA3.64%
4— ICRA AA3.38%
5— ICRA AAA3.27%
6— ICRA AAA3.25%
7— CRISIL A1+3.17%
8— Unclassified3.02%
9— CRISIL AA2.95%
10— CRISIL AA2.67%
11— FITCH A2.63%
12— ICRA A-2.62%
13— ICRA A2.58%
14— ICRA AA+2.33%
15— CARE A+2.31%
16— CRISIL A1+2.17%
17— CRISIL A+2.15%
18— CRISIL A+2.11%

Sector split

CRISIL AA — 16.7%SOVEREIGN — 14.1%CRISIL AAA — 7.7%CRISIL AA- — 6.5%ICRA AAA — 6.5%CRISIL A+ — 5.7%CRISIL A1+ — 5.3%Cash & Equivalents — 4.6%FITCH AA(CE) — 4.0%Other — 28.9%CRISIL AA16.7%SOVEREIGN14.1%CRISIL AAA7.7%CRISIL AA-6.5%ICRA AAA6.5%CRISIL A+5.7%CRISIL A1+5.3%Cash & Equivalents4.6%FITCH AA(CE)4.0%Other28.9%
CRISIL AA16.70%
SOVEREIGN14.09%
CRISIL AAA7.67%
CRISIL AA-6.54%
ICRA AAA6.52%
CRISIL A+5.66%
CRISIL A1+5.34%
Cash & Equivalents4.57%
FITCH AA(CE)3.97%
FITCH AA-3.95%

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹730,501 ₹130,501 7.81%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 29 Aug 2026.