Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)

Regular Plan · Institutional Plan-Growth Option · Credit Risk · Scheme code 112939

NAV₹40.2237as on 30 Oct 2026

Fund houseNippon India Mutual Fund

CategoryCredit Risk

Plan & optionRegular · Institutional Plan-Growth Option

History16.3 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	0.42	2.54	4.28	8.13	8.47	7.39	6.17	6.10	7.24
Credit Risk category median	—	—	—	6.23	7.56	6.76	—	6.75	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	1.0%	2.05	7.03	—	—	-13.9%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
3,687	-12.8%	8.3%	16.3%	7%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)

Regular Plan · Institutional Plan-Growth Option

Allocation

By asset

Debt	92.92%
Cash & Equivalents	5.37%
REITs / InvITs	1.46%
AIF Units	0.25%

By market cap

Unclassified	94.63%

Concentration

Number of stocks	62
Top 5 stocks	18.76%
Top 10 stocks	33.21%
Top 20 stocks	54.50%
Lines in the filing	65

Largest holding	4.65%
Largest sector	CRISIL AA- 13.13%
Effective stocks	47.6
Sectors held	24
Cash	5.37%

Effective stocks is what the concentration works out to: a fund holding 62 names but most of its money in a few behaves like a fund of 48. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL AA-	13.13%
SOVEREIGN	12.24%
CRISIL AA	10.70%
CRISIL AAA	9.67%
CARE A1+	5.73%
Cash & Equivalents	5.37%
FITCH AA-	4.65%
FITCH A+(SO)	3.95%
CRISIL AA+	3.81%
FITCH A-	3.78%
FITCH A	3.03%
ICRA AA	2.98%
ICRA AAA	2.87%
ICRA A-	2.34%
ICRA AA+	2.12%
CARE AAA	2.08%
CARE A+	2.05%
CRISIL A1+	1.95%
CRISIL A+	1.88%
FITCH AA(CE)	1.51%

Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)

Regular Plan · Institutional Plan-Growth Option · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	10.5% Triumph Composites Limited	FITCH AA-	8,000	79	4.65%
2	Triparty Repo	Unclassified	—	69	4.05%
3	Samriddhi Trust	FITCH A+(SO)	52	68	3.95%
4	11.81% Prospera Healthcorp Private Limited	FITCH A-	6,500	65	3.78%
5	7.44% National Bank For Agriculture and Rural Development	CRISIL AAA	5,500	54	3.19%
6	8.45% Adani Airport Holdings Limited	CRISIL AA-	5,500	54	3.19%
7	9.75% Delhi International Airport Limited	ICRA AA	5,000	51	2.98%
8	6.36% Government of India	SOVEREIGN	5,000,000	49	2.87%
9	Bank of Baroda	CARE A1+	1,000	49	2.87%
10	6.66% National Bank For Agriculture and Rural Development	ICRA AAA	5,000	49	2.87%
11	HDFC Bank Limited	CARE A1+	1,000	49	2.86%
12	10.4% Muthoot Fincorp Ltd	CRISIL AA	45,000	45	2.64%
13	10.96% Gaursons India Private Limited	ICRA A-	4,000	40	2.34%
14	10.2% Navi Finserv Limited	FITCH A	40,000	40	2.34%
15	8.55% Aditya Birla Real Estate Limited	CRISIL AA	4,000	40	2.33%
16	9.5% Vedanta Aluminium Metal Limited	ICRA AA+	3,500	35	2.06%
17	9.95% Hiranandani Financial Services Private Limited	CARE A+	3,500	35	2.05%
18	Small Industries Dev Bank of India	CRISIL A1+	700	33	1.95%
19	5% GMR Airports Limited	CRISIL AA-	3,100	33	1.93%
20	Auxilo Finserve Private Limited	CRISIL A+	3,200	32	1.88%
21	9.25% Truhome Finance Limited	CRISIL AA	3,000	30	1.77%
22	6.84% State Government Securities	SOVEREIGN	3,000,000	29	1.73%
23	8.28% Mancherial Repallewada Road Private Limited	CARE AAA	4,730	29	1.68%
24	JSW Kalinga Steel Limited	CRISIL AA	2,500	26	1.52%
25	8.8% REC Limited	CRISIL AAA	250	26	1.50%
26	7.26% Government of India	SOVEREIGN	2,500,000	25	1.48%
27	9.15% Andhra Pradesh State Beverages Corporation Limited	FITCH AA(CE)	2,500	25	1.48%
28	7.79% Small Industries Dev Bank of India	CRISIL AAA	2,500	25	1.47%
29	8.95% Vedanta Limited	CRISIL AA+	2,500	25	1.47%
30	7.02% Government of India	SOVEREIGN	2,500,000	25	1.47%

Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)

Regular Plan · Institutional Plan-Growth Option · where the money sits

What the manager did last month

Between the filings of 15 Jul 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹0 cr	₹0 cr	4	2	+0.15%

Stock	Shares traded	Shares	Price	Value ₹ cr
New position
10.5% Triumph Composites Limited	6,000	entered	—	60.0
8.2% Adani Power Limited	4,000	entered	—	39.9
Trust Investment Advisors Private Limited	200	entered	—	9.9
8.95% Vastu Finserve India Private Limited	425	entered	—	4.1
Sold out of
10.5% Triumph Composites Limited	6,000	exited	—	59.8
Minda Corporation Limited	200	exited	—	9.9

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹737,983	₹137,983	8.22%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 1 Nov 2026.