Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
1.2%
1.69
3.72
—
—
-3.1%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
3,558
3.9%
8.5%
12.6%
0%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
ICICI Prudential Credit Risk Fund
Regular Plan · Growth
Allocation
By asset
Debt
86.07%
REITs / InvITs
9.14%
Cash & Equivalents
4.41%
AIF Units
0.37%
By market cap
Mid Cap
3.28%
Small Cap
1.07%
Unclassified
91.23%
Concentration
Number of stocks
99
Top 5 stocks
17.37%
Top 10 stocks
30.20%
Top 20 stocks
48.69%
Lines in the filing
101
Largest holding
4.35%
Largest sector
CRISIL AA 14.91%
Effective stocks
58.6
Sectors held
24
Cash
4.41%
Effective stocks is what the concentration works out to: a fund holding
99 names but most of its money in a few
behaves like a fund of 59. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
CRISIL AA
14.91%
SOV
11.43%
ICRA AA
8.69%
CRISIL AAA
6.04%
CARE AA-
5.53%
CARE AA
5.50%
Units of Infrastructure Investment Trusts
4.79%
FITCH AA
4.66%
Cash & Equivalents
4.41%
Units of Real Estate Investment Trust (REITs)
4.35%
CRISIL AA-
4.18%
ICRA AA+
4.12%
ICRA AA-
3.56%
ICRA A+(CE)
2.94%
FITCH AA-
2.67%
CARE A+
2.35%
CARE AA+
2.13%
FITCH AA+
1.58%
CRISIL AA+
1.50%
CARE A
1.01%
ICICI Prudential Credit Risk Fund
Regular Plan · Growth · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
JTPM Metal Traders Ltd.
CRISIL AA
25,500
275
4.35%
2
Government Securities
SOV
21,964,800
216
3.42%
3
EMBASSY OFFICE PARKS REIT
Units of Real Estate Investment Trust (REITs)
4,774,728
207
3.28%
4
Adani Enterprises Ltd.
ICRA AA-
20,000
200
3.16%
5
Truhome Finance Ltd.
FITCH AA
20,000
200
3.16%
6
Bamboo Hotels & Global Centre (Delhi) Pvt Ltd.
ICRA A+(CE)
18,500
186
2.94%
7
Vedanta Ltd.
ICRA AA+
17,500
175
2.78%
8
Nirma Ltd.
CRISIL AA
15,000
150
2.38%
9
Aavas Financiers Ltd.
CARE AA
15,000
150
2.38%
10
Adani Power Ltd.
CRISIL AA
15,000
149
2.36%
11
Hiranandani Financial Services Pvt Ltd
CARE A+
15,000
148
2.35%
12
TREPS
Unclassified
—
146
2.31%
13
Keystone Realtors Ltd.
CRISIL AA-
23,500
139
2.20%
14
Net Current Assets
Unclassified
—
132
2.10%
15
Indus Infra Trust
Units of Infrastructure Investment Trusts
10,042,267
131
2.06%
16
Nuvama Wealth Finance Ltd.
ICRA AA
12,500
125
1.98%
17
SIS Ltd.
CRISIL AA-
12,500
125
1.98%
18
Indostar Capital Finance Ltd.
CARE AA-
10,000
100
1.59%
19
JM Financial Home Loans
ICRA AA
10,000
100
1.59%
20
Lodha Developers Ltd
CRISIL AA
10,000
100
1.58%
21
Nuvama Wealth & Investment Ltd
CARE AA
10,000
100
1.58%
22
Narayana Hrudayalaya Ltd.
ICRA AA
10,000
100
1.58%
23
Kalpataru Projects International Ltd
FITCH AA+
10,000
100
1.58%
24
360 One Prime Ltd
ICRA AA
10,000
100
1.57%
25
NABARD
CRISIL AAA
10,000
99
1.57%
26
Adani Airport Holdings Ltd.
FITCH AA-
10,000
99
1.57%
27
Kogta Financial (India) Ltd.
CARE AA-
9,500
95
1.50%
28
Capital Infra Trust InvIT
Units of Infrastructure Investment Trusts
11,665,433
90
1.42%
29
Lodha Developers Ltd.
CRISIL AA
15,000
80
1.27%
30
Vedanta Ltd.
CRISIL AA+
7,500
76
1.20%
ICICI Prudential Credit Risk Fund
Regular Plan · Growth · where the money sits
What the manager did last month
Between the filings of 31 Mar 2026 and 31 Jul 2026.
A position grows because the manager bought or because the price rose; only the share count separates them.
Bought
Sold
New positions
Sold out of
Price move of holdings
₹66 cr
₹69 cr
1
1
+6.23%
Stock
Shares traded
Shares
Price
Value ₹ cr
New position
Cube Highways Trust
2,960,397
entered
—
46.5
Added to
Indus Infra Trust
5,042,017
+100.8%
+6.8%
66.5
Trimmed
EMBASSY OFFICE PARKS REIT
921,551
-16.1%
+4.2%
40.4
MINDSPACE BUSINESS PARKS REIT
463,316
-26.5%
+9.6%
22.8
Brookfield India Real Estate Trust REIT
177,722
-14.0%
+5.5%
6.1
Sold out of
Altius Telecom Infrastructure Trust
375,000
exited
—
5.9
Not equity
Previous filing
This filing
Change
Cash, repo and TREPS
₹0 cr
₹0 cr
+₹0 cr
Debt: bills, CDs and commercial paper
₹5,127 cr
₹5,529 cr
+₹402 cr
The list above is stocks and fund units. Treasury bills, repo and money-market
lines roll over every month by design — they are not decisions, so they are totalled here rather
than listed as activity.
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹735,215
₹135,215
8.07%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment
Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 1 Nov 2026.
