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InvestVerdict

ICICI Prudential Credit Risk Fund

Regular Plan · Quarterly IDCW · Credit Risk · Scheme code 114240

NAV₹11.4152as on 28 Aug 2026
Fund houseICICI Prudential Mutual Fund
CategoryCredit Risk
Plan & optionRegular · Quarterly IDCW
History15.7 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 0.591.481.11 1.611.260.94 0.950.760.84
Credit Risk
category median		 ——— 7.458.106.93 —7.16—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 3.9% -1.33 -1.40 — — -5.0% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

9910411011520122014201620182020202220242026InvestVerdict

Drawdown from peak (%)

0%-2%-3%-5%20122014201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
712 -2.8% 0.7% 4.6% 22%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

ICICI Prudential Credit Risk Fund

Regular Plan · Quarterly IDCW

Allocation

By asset

Debt87.49%
REITs / InvITs9.23%
Cash & Equivalents2.88%
AIF Units0.39%

By market cap

Concentration

Number of stocks102
Top 5 stocks18.53%
Top 10 stocks31.69%
Top 20 stocks48.00%
Largest holding4.12%
Largest sectorCRISIL AA 11.52%
Effective stocks58.5
Cash2.88%
InvestVerdict

ICICI Prudential Credit Risk Fund

Regular Plan · Quarterly IDCW · holdings

Top 18 holdings

#CompanySector% of fund
1— Units of Real Estate Investment Trust (REITs)4.12%
2— ICRA A+3.99%
3— ICRA A+3.60%
4— ICRA AA3.43%
5— ICRA AA-3.39%
6— CRISIL AA3.21%
7— ICRA A+(CE)3.18%
8— CRISIL AA2.57%
9— CRISIL AA-2.13%
10— CRISIL AA2.05%
11— CARE AA-1.72%
12— ICRA AA1.72%
13— CARE AA1.71%
14— FITCH AA1.71%
15— ICRA AA1.71%
16— CRISIL AA+1.66%
17— Unclassified1.66%
18— CARE A+1.62%

Sector split

CRISIL AA — 11.5%SOV — 9.7%ICRA AA — 8.8%ICRA A+ — 7.6%CRISIL A1+ — 6.8%Units of Real Estate Investment Trust (REITs) — 6.2%CRISIL AA- — 4.6%FITCH AA — 4.5%ICRA AA- — 4.5%Other — 35.7%CRISIL AA11.5%SOV9.7%ICRA AA8.8%ICRA A+7.6%CRISIL A1+6.8%Units of Real Estate Inve…6.2%CRISIL AA-4.6%FITCH AA4.5%ICRA AA-4.5%Other35.7%
CRISIL AA11.52%
SOV9.72%
ICRA AA8.83%
ICRA A+7.59%
CRISIL A1+6.84%
Units of Real Estate Investment Trust (REITs)6.17%
CRISIL AA-4.61%
FITCH AA4.52%
ICRA AA-4.50%
CARE AA3.22%

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹621,517 ₹21,517 1.39%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 30 Aug 2026.