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InvestVerdict

ICICI Prudential Credit Risk Fund

· · Credit Risk · Scheme code 114241

NAV₹10.5892as on 16 Sep 2022
Fund houseICICI Prudential Mutual Fund
CategoryCredit Risk
Plan & optionRegular ·
History11.8 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 0.182.14-0.36 -1.99-0.62-0.25 -0.04-0.040.48
Credit Risk
category median		 ——— 6.237.566.76 —6.75—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 5.1% -1.39 -1.39 — — -6.6% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

99103107111201220142016201820202022InvestVerdict

Drawdown from peak (%)

0%-2%-5%-7%201220142016201820202022

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
2,602 -5.8% 0.3% 6.4% 40%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

ICICI Prudential Credit Risk Fund

·

Allocation

By asset

Debt86.07%
REITs / InvITs9.14%
Cash & Equivalents4.41%
AIF Units0.37%

By market cap

Concentration

Number of stocks99
Top 5 stocks17.37%
Top 10 stocks30.20%
Top 20 stocks48.69%
Lines in the filing101
Largest holding4.35%
Largest sectorCRISIL AA 14.91%
Effective stocks58.6
Sectors held24
Cash4.41%

Effective stocks is what the concentration works out to: a fund holding 99 names but most of its money in a few behaves like a fund of 59. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL AA — 14.9%SOV — 11.4%ICRA AA — 8.7%CRISIL AAA — 6.0%CARE AA- — 5.5%CARE AA — 5.5%Units of Infrastructure Investment Trusts — 4.8%FITCH AA — 4.7%Cash & Equivalents — 4.4%Other — 34.0%CRISIL AA14.9%SOV11.4%ICRA AA8.7%CRISIL AAA6.0%CARE AA-5.5%CARE AA5.5%Units of Infrastructure I…4.8%FITCH AA4.7%Cash & Equivalents4.4%Other34.0%
CRISIL AA14.91%
SOV11.43%
ICRA AA8.69%
CRISIL AAA6.04%
CARE AA-5.53%
CARE AA5.50%
Units of Infrastructure Investment Trusts4.79%
FITCH AA4.66%
Cash & Equivalents4.41%
Units of Real Estate Investment Trust (REITs)4.35%
CRISIL AA-4.18%
ICRA AA+4.12%
ICRA AA-3.56%
ICRA A+(CE)2.94%
FITCH AA-2.67%
CARE A+2.35%
CARE AA+2.13%
FITCH AA+1.58%
CRISIL AA+1.50%
CARE A1.01%
InvestVerdict

ICICI Prudential Credit Risk Fund

· · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 JTPM Metal Traders Ltd. CRISIL AA 25,500 275 4.35%
2 Government Securities SOV 21,964,800 216 3.42%
3 EMBASSY OFFICE PARKS REIT Units of Real Estate Investment Trust (REITs) 4,774,728 207 3.28%
4 Adani Enterprises Ltd. ICRA AA- 20,000 200 3.16%
5 Truhome Finance Ltd. FITCH AA 20,000 200 3.16%
6 Bamboo Hotels & Global Centre (Delhi) Pvt Ltd. ICRA A+(CE) 18,500 186 2.94%
7 Vedanta Ltd. ICRA AA+ 17,500 175 2.78%
8 Nirma Ltd. CRISIL AA 15,000 150 2.38%
9 Aavas Financiers Ltd. CARE AA 15,000 150 2.38%
10 Adani Power Ltd. CRISIL AA 15,000 149 2.36%
11 Hiranandani Financial Services Pvt Ltd CARE A+ 15,000 148 2.35%
12 TREPS Unclassified — 146 2.31%
13 Keystone Realtors Ltd. CRISIL AA- 23,500 139 2.20%
14 Net Current Assets Unclassified — 132 2.10%
15 Indus Infra Trust Units of Infrastructure Investment Trusts 10,042,267 131 2.06%
16 Nuvama Wealth Finance Ltd. ICRA AA 12,500 125 1.98%
17 SIS Ltd. CRISIL AA- 12,500 125 1.98%
18 Indostar Capital Finance Ltd. CARE AA- 10,000 100 1.59%
19 JM Financial Home Loans ICRA AA 10,000 100 1.59%
20 Lodha Developers Ltd CRISIL AA 10,000 100 1.58%
21 Nuvama Wealth & Investment Ltd CARE AA 10,000 100 1.58%
22 Narayana Hrudayalaya Ltd. ICRA AA 10,000 100 1.58%
23 Kalpataru Projects International Ltd FITCH AA+ 10,000 100 1.58%
24 360 One Prime Ltd ICRA AA 10,000 100 1.57%
25 NABARD CRISIL AAA 10,000 99 1.57%
26 Adani Airport Holdings Ltd. FITCH AA- 10,000 99 1.57%
27 Kogta Financial (India) Ltd. CARE AA- 9,500 95 1.50%
28 Capital Infra Trust InvIT Units of Infrastructure Investment Trusts 11,665,433 90 1.42%
29 Lodha Developers Ltd. CRISIL AA 15,000 80 1.27%
30 Vedanta Ltd. CRISIL AA+ 7,500 76 1.20%
InvestVerdict

ICICI Prudential Credit Risk Fund

· · where the money sits

What the manager did last month

Between the filings of 31 Mar 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

BoughtSoldNew positionsSold out ofPrice move of holdings
₹66 cr ₹69 cr 1 1 +6.23%
StockShares tradedShares PriceValue
₹ cr
New position
Cube Highways Trust 2,960,397 entered — 46.5
Added to
Indus Infra Trust 5,042,017 +100.8% +6.8% 66.5
Trimmed
EMBASSY OFFICE PARKS REIT 921,551 -16.1% +4.2% 40.4
MINDSPACE BUSINESS PARKS REIT 463,316 -26.5% +9.6% 22.8
Brookfield India Real Estate Trust REIT 177,722 -14.0% +5.5% 6.1
Sold out of
Altius Telecom Infrastructure Trust 375,000 exited — 5.9
Not equityPrevious filingThis filingChange
Cash, repo and TREPS ₹0 cr ₹0 cr +₹0 cr
Debt: bills, CDs and commercial paper ₹5,127 cr ₹5,529 cr +₹402 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹601,244 ₹1,244 0.08%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 1 Nov 2026.