Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
0.2%
1.92
4.54
—
—
-3.3%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
5,099
3.2%
6.8%
9.9%
0%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
Union Liquid Fund
Regular Plan · Growth Option
Allocation
By asset
Debt
111.36%
AIF Units
0.36%
By market cap
Unclassified
111.72%
Concentration
Number of stocks
73
Top 5 stocks
16.57%
Top 10 stocks
28.62%
Top 20 stocks
48.43%
Lines in the filing
74
Largest holding
3.94%
Largest sector
CRISIL A1+ 77.04%
Effective stocks
46.3
Sectors held
6
Cash
-11.72%
Effective stocks is what the concentration works out to: a fund holding
73 names but most of its money in a few
behaves like a fund of 46. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
CRISIL A1+
77.04%
Sovereign
15.17%
IND A1+
8.88%
CRISIL AAA
5.35%
[ICRA]A1+
4.92%
Alternative Investment Fund
0.36%
Union Liquid Fund
Regular Plan · Growth Option · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
Bank of Baroda
IND A1+
2,000,000,000
197
3.94%
2
91 Day Treasury Bills
Sovereign
1,900,000,000
188
3.76%
3
HDFC Bank Ltd.
CRISIL A1+
1,500,000,000
149
2.97%
4
Alembic Pharmaceuticals Ltd.
CRISIL A1+
1,500,000,000
148
2.95%
5
HDFC Bank Ltd.
[ICRA]A1+
1,500,000,000
148
2.95%
6
91 Day Treasury Bills
Sovereign
1,250,000,000
124
2.48%
7
Kotak Securities Ltd.
CRISIL A1+
1,250,000,000
124
2.47%
8
The Federal Bank Ltd.
CRISIL A1+
1,250,000,000
123
2.46%
9
Sikka Ports & Terminals Ltd.
CRISIL AAA
1,180,000,000
118
2.36%
10
91 Day Treasury Bills
Sovereign
1,150,000,000
115
2.28%
11
91 Day Treasury Bills
Sovereign
1,000,000,000
100
1.99%
12
HDFC Bank Ltd.
CRISIL A1+
1,000,000,000
99
1.98%
13
LIC Housing Finance Ltd.
CRISIL A1+
1,000,000,000
99
1.98%
14
Motilal Oswal Finvest Ltd.
CRISIL A1+
1,000,000,000
99
1.98%
15
PNB Housing Finance Ltd.
CRISIL A1+
1,000,000,000
99
1.98%
16
BOBCARD Ltd.
CRISIL A1+
1,000,000,000
99
1.98%
17
SBICAP Securities Ltd.
CRISIL A1+
1,000,000,000
99
1.98%
18
Axis Bank Ltd.
CRISIL A1+
1,000,000,000
99
1.98%
19
Bank of Baroda
IND A1+
1,000,000,000
99
1.98%
20
Canara Bank
CRISIL A1+
1,000,000,000
99
1.98%
21
Redington Ltd.
CRISIL A1+
1,000,000,000
99
1.97%
22
Muthoot Fincorp Ltd.
CRISIL A1+
1,000,000,000
99
1.97%
23
Sikka Ports & Terminals Ltd.
CRISIL A1+
1,000,000,000
99
1.97%
24
Redington Ltd.
CRISIL A1+
1,000,000,000
99
1.97%
25
Reliance Retail Ventures Ltd.
CRISIL A1+
1,000,000,000
99
1.97%
26
National Bank for Agriculture and Rural Development
CRISIL A1+
1,000,000,000
99
1.97%
27
HDFC Bank Ltd.
[ICRA]A1+
1,000,000,000
99
1.97%
28
Bank of Baroda
IND A1+
1,000,000,000
99
1.97%
29
Small Industries Development Bank of India
CRISIL A1+
1,000,000,000
99
1.97%
30
Bank of India
CRISIL A1+
1,000,000,000
99
1.97%
Union Liquid Fund
Regular Plan · Growth Option · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹710,155
₹110,155
6.68%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment
Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 31 Oct 2026.
