Regular Plan · IDCW Option · Mutual fund · Scheme code 116556
NAV₹15.3527as on 28 Oct 2026
Fund houseUnion Mutual Fund
CategoryMutual fund
Plan & optionRegular · IDCW Option
History14.5 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
-0.21
2.29
0.90
2.45
5.05
4.22
4.86
2.19
3.13
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
4.2%
-0.34
-0.44
—
—
-23.0%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
3,264
-19.7%
3.8%
15.3%
27%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
Union Dynamic Term Fund
Regular Plan · IDCW Option
Allocation
By asset
Debt
90.68%
Cash & Equivalents
8.78%
AIF Units
0.54%
By market cap
Unclassified
186.92%
Concentration
Number of stocks
7
Top 5 stocks
90.58%
Top 10 stocks
91.22%
Top 20 stocks
91.22%
Lines in the filing
9
Largest holding
43.41%
Largest sector
Sovereign 66.47%
Effective stocks
3.8
Sectors held
4
Cash
8.78%
Effective stocks is what the concentration works out to: a fund holding
7 names but most of its money in a few
behaves like a fund of 4. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
Sovereign
66.47%
[ICRA]AAA
16.03%
Cash & Equivalents
8.78%
CRISIL AAA
8.18%
Alternative Investment Fund
0.54%
Union Dynamic Term Fund
Regular Plan · IDCW Option · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
GOI 6.90% 2065
Sovereign
300,000,000
27
43.41%
2
GOI 7.24% 2055
Sovereign
150,000,000
14
22.96%
3
Indian Railway Finance Corporation Ltd.
CRISIL AAA
50,000,000
5
8.18%
4
National Bank for Agriculture and Rural Development
[ICRA]AAA
50,000,000
5
8.03%
5
REC Ltd.
[ICRA]AAA
50,000,000
5
8.00%
6
TREPS
Unclassified
—
3
4.61%
7
Net Receivable / Payable
Unclassified
—
3
4.17%
8
Corporate Debt Mkt Devp. Fund-A2
Alternative Investment Fund
279
0
0.54%
9
91 Day Treasury Bills
Sovereign
609,400
0
0.10%
Union Dynamic Term Fund
Regular Plan · IDCW Option · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹672,143
₹72,143
4.49%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment
Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 30 Oct 2026.
