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InvestVerdict

DSP Credit Risk Fund

Regular Plan · Quarterly IDCW · Credit Risk · Scheme code 117062

NAV₹11.5559as on 28 Aug 2026
Fund houseDSP Mutual Fund
CategoryCredit Risk
Plan & optionRegular · Quarterly IDCW
History14.5 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 0.23-4.242.54 1.511.581.31 1.720.781.01
Credit Risk
category median		 ——— 7.458.106.93 —7.16—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 6.6% -0.74 -0.92 — — -11.6% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

981081181282014201620182020202220242026InvestVerdict

Drawdown from peak (%)

0%-4%-9%-13%2014201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
652 -10.1% 0.8% 13.4% 24%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

DSP Credit Risk Fund

Regular Plan · Quarterly IDCW

Allocation

By asset

Debt93.68%
Cash & Equivalents6.07%
AIF Units0.25%

By market cap

Concentration

Number of stocks26
Top 5 stocks36.18%
Top 10 stocks59.31%
Top 20 stocks90.54%
Largest holding8.64%
Largest sectorCRISIL AA 28.24%
Effective stocks20.3
Cash1.11%
InvestVerdict

DSP Credit Risk Fund

Regular Plan · Quarterly IDCW · holdings

Top 18 holdings

#CompanySector% of fund
1— Sovereign9.30%
2— CRISIL A1+8.73%
3— Unclassified8.26%
4— CRISIL AA5.84%
5— CRISIL AA5.82%
6— CRISIL AA5.75%
7— CARE AA5.64%
8— CRISIL AAA5.61%
9— IND AA-5.44%
10— CARE AA3.94%
11— ICRA AA+3.86%
12— CRISIL A+3.86%
13— ICRA AA3.77%
14— CRISIL AAA3.76%
15— CARE A+3.67%
16— Sovereign3.67%
17— CRISIL AA3.66%
18— CRISIL AA3.63%

Sector split

CRISIL AA — 24.7%Sovereign — 14.9%CARE AA — 9.6%CRISIL AAA — 9.4%CRISIL A1+ — 8.7%ICRA AA — 7.6%Cash & Equivalents — 6.1%IND AA- — 5.4%CRISIL A+ — 3.9%Other — 9.8%CRISIL AA24.7%Sovereign14.9%CARE AA9.6%CRISIL AAA9.4%CRISIL A1+8.7%ICRA AA7.6%Cash & Equivalents6.1%IND AA-5.4%CRISIL A+3.9%Other9.8%
CRISIL AA24.70%
Sovereign14.86%
CARE AA9.58%
CRISIL AAA9.37%
CRISIL A1+8.73%
ICRA AA7.64%
Cash & Equivalents6.07%
IND AA-5.44%
CRISIL A+3.86%
ICRA AA+3.86%

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹621,015 ₹21,015 1.36%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 31 Aug 2026.