Direct Plan · Annual IDCW · Long Duration · Scheme code 118393
NAV₹16.4053as on 30 Oct 2026
Fund houseBandhan Mutual Fund
CategoryLong Duration
Plan & optionDirect · Annual IDCW
History13.5 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
0.02
2.46
0.15
2.70
0.68
0.49
-0.25
0.20
0.80
Long Duration category median
—
—
—
2.57
6.28
7.11
—
—
—
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
5.8%
-1.00
-1.02
—
—
-14.5%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
3,028
-10.2%
0.4%
14.1%
45%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
Bandhan Medium to Long Term Fund
Direct Plan · Annual IDCW
Allocation
By asset
Debt
95.71%
Cash & Equivalents
4.29%
By market cap
Concentration
Number of stocks
20
Top 5 stocks
57.91%
Top 10 stocks
82.92%
Top 20 stocks
96.06%
Lines in the filing
23
Largest holding
26.47%
Largest sector
SOVEREIGN 50.43%
Effective stocks
8.9
Sectors held
5
Cash
3.94%
Effective stocks is what the concentration works out to: a fund holding
20 names but most of its money in a few
behaves like a fund of 9. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
SOVEREIGN
50.43%
CRISIL AAA
31.84%
CRISIL A1+
8.97%
CARE A1+
4.47%
Cash & Equivalents
3.94%
Unclassified
0.35%
Bandhan Medium to Long Term Fund
Direct Plan · Annual IDCW · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
7.24% GOI (MD 18/08/2055)
SOVEREIGN
11,500,000
114
26.47%
2
6.68% GOI (MD 07/07/2040)
SOVEREIGN
4,800,000
47
10.85%
3
7.36% GOI (MD 12/09/2052)
SOVEREIGN
3,800,000
38
8.89%
4
7.46% Indian Railway Finance Corporation Limited
CRISIL AAA
2,500,000
25
5.87%
5
7.85% Bajaj Finance Limited
CRISIL AAA
2,500,000
25
5.83%
6
7.14% Export Import Bank of India
CRISIL AAA
2,500,000
25
5.83%
7
6.74% Small Industries Dev Bank of India
CRISIL AAA
2,500,000
25
5.74%
8
Axis Bank Limited
CRISIL A1+
2,000,000
19
4.51%
9
Bank of Baroda
CARE A1+
2,000,000
19
4.47%
10
Punjab National Bank
CRISIL A1+
2,000,000
19
4.46%
11
7.3% GOI (MD 19/06/2053)
SOVEREIGN
1,400,000
14
3.25%
12
Net Current Assets
Unclassified
—
11
2.63%
13
7.88% Bajaj Finance Limited
CRISIL AAA
1,000,000
10
2.33%
14
7.685% Tata Capital Housing Finance Limited
CRISIL AAA
1,000,000
10
2.32%
15
7.1% Bajaj Housing Finance Limited
CRISIL AAA
1,000,000
10
2.30%
16
Triparty Repo TRP_010726
Unclassified
—
6
1.30%
17
6.9% LIC Housing Finance Limited
CRISIL AAA
500,000
5
1.15%
18
6.9% GOI (MD 15/04/2065)
SOVEREIGN
300,000
3
0.65%
19
8.098% Tata Capital Limited
CRISIL AAA
200,000
2
0.47%
20
Corporate Debt Market Development Fund Class A2
Unclassified
1,254
1
0.35%
21
6.79% GOI (MD 15/05/2027)
SOVEREIGN
100,000
1
0.23%
22
7.73% GOI (MD 19/12/2034)
SOVEREIGN
37,500
0
0.09%
23
Cash Margin - CCIL
Unclassified
—
0
0.01%
Bandhan Medium to Long Term Fund
Direct Plan · Annual IDCW · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹614,138
₹14,138
0.92%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment
Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 1 Nov 2026.
