Bandhan Gilt Fund

Direct Plan · Growth · Gilt Funds · Scheme code 118464

NAV₹40.9494as on 27 Oct 2026

Fund houseBandhan Mutual Fund

CategoryGilt Funds

Plan & optionDirect · Growth

History13.7 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	0.13	3.21	5.27	8.72	8.02	6.48	7.16	7.88	8.64
Gilt Funds category median	—	—	—	1.39	6.17	5.45	—	6.64	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	4.7%	0.32	0.50	—	—	-7.1%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
3,063	-1.4%	8.0%	19.7%	2%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

Bandhan Gilt Fund

Direct Plan · Growth

Allocation

By asset

Cash & Equivalents	100.00%

By market cap

Concentration

Number of stocks	5
Top 5 stocks	—
Top 10 stocks	—
Top 20 stocks	—
Lines in the filing	5

Largest holding	—
Largest sector	— —
Effective stocks	—
Sectors held	0
Cash	0.00%

Effective stocks is what the concentration works out to: a fund holding 5 names but most of its money in a few behaves like a fund of —. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Cash & Equivalents	93.06%
SOVEREIGN	6.94%

Bandhan Gilt Fund

Direct Plan · Growth · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	Triparty Repo TRP_011026	Unclassified	—	1,556	92.30%
2	7.36% GOI (MD 12/09/2052)	SOVEREIGN	11,100,000	107	6.37%
3	7.3% GOI (MD 19/06/2053)	SOVEREIGN	1,000,000	10	0.57%
4	Net Current Assets	Unclassified	—	7	0.42%
5	Cash Margin - CCIL	Unclassified	—	6	0.34%

Bandhan Gilt Fund

Direct Plan · Growth · where the money sits

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹722,020	₹122,020	7.34%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 28 Oct 2026.