Direct Plan · Growth · Mutual fund · Scheme code 118924
NAV₹91.3634as on 28 Oct 2026
Fund houseDSP Mutual Fund
CategoryMutual fund
Plan & optionDirect · Growth
History13.7 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
0.03
2.63
2.73
5.39
7.40
6.34
6.57
6.15
7.00
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
1.8%
0.50
0.84
—
—
-5.4%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
3,063
0.5%
7.2%
17.1%
0%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
DSP Medium Term Fund
Direct Plan · Growth
Allocation
By asset
Debt
98.02%
Cash & Equivalents
1.52%
AIF Units
0.46%
By market cap
Unclassified
197.39%
Concentration
Number of stocks
11
Top 5 stocks
58.27%
Top 10 stocks
98.02%
Top 20 stocks
98.48%
Lines in the filing
13
Largest holding
13.99%
Largest sector
Sovereign 80.35%
Effective stocks
9.4
Sectors held
4
Cash
1.52%
Effective stocks is what the concentration works out to: a fund holding
11 names but most of its money in a few
behaves like a fund of 9. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
Sovereign
80.35%
CRISIL A1+
9.81%
IND A1+
7.86%
Cash & Equivalents
1.52%
Unclassified
0.46%
DSP Medium Term Fund
Direct Plan · Growth · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
7.13% Haryana SDL 05012032
Sovereign
3,500,000
35
13.99%
2
6.36% GOI 16022031
Sovereign
3,500,000
35
13.91%
3
7.72% Maharashtra SDL 01032031
Sovereign
2,500,000
25
10.22%
4
7.73% Maharashtra SDL 29032032
Sovereign
2,500,000
25
10.12%
5
7.30% Karnataka SDL 09022032
Sovereign
2,500,000
25
10.03%
6
6.83% Maharashtra SDL 23062031
Sovereign
2,500,000
25
10.00%
7
7.17% Gujarat SDL 04022032
Sovereign
2,500,000
25
9.98%
8
Indian Bank
CRISIL A1+
500
24
9.81%
9
Bank of Baroda
IND A1+
400
20
7.86%
10
7.32% GOI 13112030
Sovereign
500,000
5
2.10%
11
TREPS / Reverse Repo Investments
Unclassified
—
4
1.47%
12
SBI Funds Management Pvt Limited/Fund Parent
Unclassified
948
1
0.46%
13
Net Receivables/Payables
Unclassified
—
0
0.05%
DSP Medium Term Fund
Direct Plan · Growth · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹715,373
₹115,373
6.98%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment
Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 29 Oct 2026.
