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InvestVerdict

HDFC ELSS - Tax Saver Fund

Direct Plan · Growth Option · ELSS (Tax Saving) · Scheme code 119060

NAV₹1,511.2480as on 27 Aug 2026
Fund houseHDFC Mutual Fund
CategoryELSS (Tax Saving)
Plan & optionDirect · Growth Option
History13.7 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 1.554.19-3.34 -0.8415.1115.92 17.1013.7514.21
Nifty 500
benchmark		 0.874.312.15 5.2012.4911.41 ——15.49
ELSS (Tax Saving)
category median		 ——— 3.0613.9013.17 —13.83—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 15.9% 0.54 0.75 0.93 2.33% -44.1% 94.64
Nifty 500
benchmark		 17.2%0.35 0.47—— -37.3%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 83 months this scheme and its benchmark share.

Growth of ₹100 since launch

392574746922014201620182020202220242026InvestVerdict

Drawdown from peak (%)

0%-14%-28%-42%2014201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
623 -37.5% 12.7% 83.5% 20%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

HDFC ELSS - Tax Saver Fund

Direct Plan · Growth Option

Allocation

By asset

Equity98.57%
Cash & Equivalents1.11%
Debt0.32%

By market cap

Large Cap78.58%
Mid Cap9.39%
Small Cap10.60%
Unclassified0.32%

Concentration

Number of stocks59
Top 5 stocks35.21%
Top 10 stocks52.60%
Top 20 stocks70.73%
Largest holding9.64%
Largest sectorBanks 35.77%
Effective stocks25.6
Cash1.11%
InvestVerdict

HDFC ELSS - Tax Saver Fund

Direct Plan · Growth Option · holdings

Top 18 holdings

#CompanySector% of fund
1— Banks9.64%
2— Banks8.44%
3— Banks7.60%
4— Automobiles4.95%
5— Banks4.58%
6— Telecom - Services4.47%
7— Banks4.38%
8— Insurance3.36%
9— Petroleum Products2.74%
10— IT - Software2.44%
11— Automobiles2.43%
12— Power2.01%
13— Retailing1.90%
14— Automobiles1.82%
15— Ferrous Metals1.80%
16— Food Products1.72%
17— IT - Software1.70%
18— Construction1.67%

Sector split

Banks — 35.8%Automobiles — 11.0%IT - Software — 6.0%Insurance — 5.8%Telecom - Services — 4.5%Pharmaceuticals & Biotechnology — 4.0%Healthcare Services — 3.8%Ferrous Metals — 3.4%Other — 25.8%Banks35.8%Automobiles11.0%IT - Software6.0%Insurance5.8%Telecom - Services4.5%Pharmaceuticals & Biotech…4.0%Healthcare Services3.8%Ferrous Metals3.4%Other25.8%
Banks35.77%
Automobiles10.98%
IT - Software6.00%
Insurance5.81%
Telecom - Services4.47%
Pharmaceuticals & Biotechnology3.98%
Healthcare Services3.82%
Ferrous Metals3.36%
Petroleum Products2.74%
Power2.01%

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹844,818 ₹244,818 13.67%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 29 Aug 2026.