InvestVerdict

HDFC Medium to Long Term Fund

Direct Plan · Growth Option · Long Duration · Scheme code 119069

NAV₹67.5411as on 27 Aug 2026

Fund houseHDFC Mutual Fund

CategoryLong Duration

Plan & optionDirect · Growth Option

History13.7 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	-0.04	2.73	2.51	5.23	6.92	5.97	6.21	6.00	7.09
Long Duration category median	—	—	—	4.59	6.91	6.36	—	6.89	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	3.4%	0.12	0.18	—	—	-10.6%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
611	-1.7%	7.3%	19.7%	4%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

HDFC Medium to Long Term Fund

Direct Plan · Growth Option

Allocation

By asset

Debt	96.03%
Cash & Equivalents	3.10%
REITs / InvITs	0.55%
AIF Units	0.32%

By market cap

Mid Cap	0.55%
Unclassified	96.35%

Concentration

Number of stocks	34
Top 5 stocks	45.53%
Top 10 stocks	63.18%
Top 20 stocks	86.98%

Largest holding	18.75%
Largest sector	Sovereign 65.41%
Effective stocks	14.8
Cash	3.10%

InvestVerdict

HDFC Medium to Long Term Fund

Direct Plan · Growth Option · holdings

Top 18 holdings

#	Company	Sector	% of fund
1	—	Sovereign	18.75%
2	—	Sovereign	9.13%
3	—	Sovereign	7.14%
4	—	Sovereign	5.58%
5	—	Sovereign	4.93%
6	—	CRISIL - AAA	4.25%
7	—	CRISIL - AAA	4.20%
8	—	CRISIL - AAA	3.09%
9	—	Sovereign	3.08%
10	—	Sovereign	3.03%
11	—	CRISIL - AAA	2.99%
12	—	CRISIL - AAA(SO)	2.97%
13	—	Sovereign	2.97%
14	—	CARE - A1+	2.94%
15	—	Sovereign	2.92%
16	—	CRISIL - AAA	2.39%
17	—	Unclassified	2.03%
18	—	CRISIL - AAA	1.81%

Sector split

Sovereign	65.41%
CRISIL - AAA	23.48%
Cash & Equivalents	3.10%
CRISIL - AAA(SO)	2.97%
CARE - A1+	2.94%
ICRA - AAA	1.23%
Realty	0.55%
Unclassified	0.32%

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹707,117	₹107,117	6.51%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 29 Aug 2026.