DSP Gilt Fund

Direct Plan · Growth · Gilt Funds · Scheme code 119099

NAV₹104.2478as on 30 Oct 2026

Fund houseDSP Mutual Fund

CategoryGilt Funds

Plan & optionDirect · Growth

History13.7 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	0.15	3.50	2.06	5.06	6.86	6.22	6.94	7.49	7.89
Gilt Funds category median	—	—	—	1.39	6.17	5.45	—	6.64	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	4.9%	0.07	0.10	—	—	-7.6%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
3,063	-2.8%	7.9%	19.4%	4%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

DSP Gilt Fund

Direct Plan · Growth

Allocation

By asset

Debt	99.58%
Cash & Equivalents	0.42%

By market cap

Unclassified	99.58%

Concentration

Number of stocks	9
Top 5 stocks	87.07%
Top 10 stocks	99.58%
Top 20 stocks	99.58%
Lines in the filing	11

Largest holding	46.16%
Largest sector	Sovereign 99.58%
Effective stocks	3.6
Sectors held	1
Cash	0.42%

Effective stocks is what the concentration works out to: a fund holding 9 names but most of its money in a few behaves like a fund of 4. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Sovereign	99.58%
Cash & Equivalents	0.42%

DSP Gilt Fund

Direct Plan · Growth · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	7.63% GOI 15092056	Sovereign	50,000,000	500	46.16%
2	6.90% GOI 15042065	Sovereign	24,000,000	223	20.59%
3	7.12% Maharashtra SDL 16072047	Sovereign	9,500,000	89	8.20%
4	7.34% GOI 22042064	Sovereign	7,500,000	74	6.81%
5	7.48% Uttar Pradesh SDL 22032042	Sovereign	6,000,000	57	5.31%
6	7.24% GOI 18082055	Sovereign	5,000,000	48	4.42%
7	7.19% GOI 15092060	Sovereign	4,500,000	42	3.91%
8	Net Receivables/Payables	Unclassified	—	40	3.73%
9	7.71% GOI 18052066	Sovereign	3,000,000	31	2.85%
10	7.33% Madhya Pradesh SDL 19012042	Sovereign	1,500,000	14	1.33%

DSP Gilt Fund

Direct Plan · Growth · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹317 cr	₹54 cr	3	6	-0.88%

Stock	Shares traded	Shares	Price	Value ₹ cr
New position
7.71% GOI 18052066	20,500,000	entered	—	212
7.12% Maharashtra SDL 16072047	9,500,000	entered	—	90.2
7.91% Maharashtra SDL 08042039	5,000,000	entered	—	52.7
Added to
7.24% GOI 18082055	18,500,000	+127.6%	-1.3%	186
6.90% GOI 15042065	14,000,000	+66.7%	-1.0%	131
Trimmed
7.19% GOI 15092060	5,500,000	-55.0%	-0.7%	54.0
Sold out of
91 DAYS T-BILL 2026	15,000,000	exited	—	150
7.30% GOI 2053	10,500,000	exited	—	105
7.76% Uttar Pradesh SDL 2041	10,000,000	exited	—	102
7.65% Madhya Pradesh SDL 2040	5,000,000	exited	—	51.5
7.64% Telangana SDL 2044	2,741,600	exited	—	27.5
7.16% GOI 2050	1,000,000	exited	—	10.1

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹706,390	₹106,390	6.47%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 31 Oct 2026.