DSP Money Market Fund

Direct Plan · Growth · Money Market · Scheme code 119106

NAV₹58.9573as on 27 Oct 2026

Fund houseDSP Mutual Fund

CategoryMoney Market

Plan & optionDirect · Growth

History13.7 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	0.60	2.24	3.45	6.54	7.25	6.42	6.13	6.46	7.01
Money Market category median	—	—	—	6.30	7.27	6.69	—	6.70	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	0.5%	1.38	2.67	—	—	-1.7%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
3,063	3.0%	7.3%	11.4%	0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

DSP Money Market Fund

Direct Plan · Growth

Allocation

By asset

Debt	98.74%
Cash & Equivalents	1.04%
AIF Units	0.22%

By market cap

Unclassified	200.55%

Concentration

Number of stocks	141
Top 5 stocks	11.35%
Top 10 stocks	19.67%
Top 20 stocks	33.43%
Lines in the filing	143

Largest holding	2.74%
Largest sector	CRISIL A1+ 73.64%
Effective stocks	95.2
Sectors held	5
Cash	1.04%

Effective stocks is what the concentration works out to: a fund holding 141 names but most of its money in a few behaves like a fund of 95. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL A1+	73.64%
Sovereign	13.63%
IND A1+	6.85%
ICRA A1+	4.62%
Cash & Equivalents	1.04%
Unclassified	0.22%

DSP Money Market Fund

Direct Plan · Growth · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	364 DAYS T-BILL 03122026	Sovereign	30,500,000	301	2.74%
2	Small Industries Development Bank of India	CRISIL A1+	6,000	291	2.65%
3	Punjab National Bank	CRISIL A1+	5,000	241	2.20%
4	Panatone Finvest Limited	CRISIL A1+	4,500	219	1.99%
5	TREPS / Reverse Repo Investments	Unclassified	—	208	1.89%
6	Bank of Baroda	IND A1+	4,000	194	1.77%
7	HDFC Bank Limited	CRISIL A1+	4,000	193	1.76%
8	Export-Import Bank Of India	CRISIL A1+	4,000	194	1.76%
9	Small Industries Development Bank of India	CRISIL A1+	4,000	187	1.70%
10	Punjab National Bank	CRISIL A1+	3,500	170	1.55%
11	National Bank For Agriculture & Rural Development	CRISIL A1+	3,500	171	1.55%
12	Small Industries Development Bank of India	CRISIL A1+	3,500	170	1.54%
13	National Bank For Agriculture & Rural Development	CRISIL A1+	3,500	169	1.54%
14	Bajaj Finance Limited	CRISIL A1+	3,500	166	1.51%
15	HDFC Bank Limited	CRISIL A1+	3,000	146	1.33%
16	Kotak Mahindra Bank Limited	CRISIL A1+	3,000	146	1.33%
17	TATA Projects Limited	CRISIL A1+	3,000	145	1.32%
18	Kotak Mahindra Bank Limited	CRISIL A1+	3,000	145	1.32%
19	Canara Bank	CRISIL A1+	3,000	142	1.29%
20	Indian Bank	CRISIL A1+	3,000	142	1.29%
21	Kotak Mahindra Prime Limited	CRISIL A1+	3,000	142	1.29%
22	364 DAYS T-BILL 19032027	Sovereign	14,000,000	136	1.24%
23	IDFC First Bank Limited	CRISIL A1+	2,800	136	1.24%
24	Kotak Mahindra Bank Limited	CRISIL A1+	2,500	122	1.11%
25	Muthoot Fincorp Limited	CRISIL A1+	2,500	122	1.11%
26	Cholamandalam Investment and Finance Co Limited	CRISIL A1+	2,500	121	1.10%
27	HDFC Bank Limited	CRISIL A1+	2,500	121	1.10%
28	National Bank For Agriculture & Rural Development	CRISIL A1+	2,500	121	1.10%
29	Union Bank of India	ICRA A1+	2,500	121	1.10%
30	National Bank For Agriculture & Rural Development	CRISIL A1+	2,500	120	1.10%

DSP Money Market Fund

Direct Plan · Growth · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹265 cr	₹170 cr	31	11	+0.47%

Stock	Shares traded	Shares	Price	Value ₹ cr
New position
Bajaj Finance Ltd	5,500	entered	—	259
Bank of Baroda	4,000	entered	—	193
Canara Bank	2,500	entered	—	117
Export-Import Bank Of India	2,000	entered	—	96.2
ICICI Securities Ltd	2,000	entered	—	95.4
Indian Bank	2,000	entered	—	94.1
Indian Bank	2,000	entered	—	94.0
Canara Bank	2,000	entered	—	93.9
Added to
National Bank For Agriculture & Rural Development	2,000	+400.0%	+0.5%	96.3
Small Industries Development Bank of India	1,000	+28.6%	+0.5%	48.1
HDFC Bank Ltd	1,000	+200.0%	+0.5%	48.1
Kotak Mahindra Bank Ltd	500	+20.0%	+0.5%	24.2
Small Industries Development Bank of India	500	+9.1%	+0.5%	24.1
Small Industries Development Bank of India	500	+25.0%	+0.5%	24.0
Trimmed
Bank of Baroda	1,000	-50.0%	+0.5%	48.8
Kotak Mahindra Bank Ltd	500	-50.0%	+0.5%	24.4
National Bank For Agriculture & Rural Development	500	-16.7%	+0.5%	24.2
Punjab National Bank	500	-50.0%	+0.5%	24.2
Axis Bank Ltd	500	-25.0%	+0.5%	24.1
Punjab National Bank	500	-9.1%	+0.5%	24.0
Sold out of
Bank of Baroda	3,000	exited	—	146
Bahadur Chand Investments Private Limited	2,500	exited	—	123
Axis Bank Limited	2,000	exited	—	96.4
Bajaj Finance Limited	1,000	exited	—	48.8
HDFC Bank Limited	1,000	exited	—	48.7
Bank of Baroda	1,000	exited	—	48.7
ICICI Securities Limited	500	exited	—	24.6
HDFC Bank Limited	500	exited	—	24.4

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹716,191	₹116,191	7.02%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 29 Oct 2026.