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InvestVerdict

DSP Dynamic Term Fund

Direct Plan · Growth · Mutual fund · Scheme code 119239

NAV₹3,642.0774as on 28 Oct 2026
Fund houseDSP Mutual Fund
CategoryMutual fund
Plan & optionDirect · Growth
History13.7 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme -0.202.891.68 4.196.496.02 7.006.817.74

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 4.1% 0.00 0.00 — — -4.5% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

861552242932014201620182020202220242026InvestVerdict

Drawdown from peak (%)

0%-2%-3%-5%2014201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
3,063 -2.0% 8.0% 21.5% 2%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

DSP Dynamic Term Fund

Direct Plan · Growth

Allocation

By asset

Debt82.51%
Cash & Equivalents16.59%
AIF Units0.90%

By market cap

Unclassified194.73%

Concentration

Number of stocks15
Top 5 stocks48.28%
Top 10 stocks71.96%
Top 20 stocks83.41%
Lines in the filing17
Largest holding15.82%
Largest sectorSovereign 51.60%
Effective stocks15.1
Sectors held6
Cash16.59%

Effective stocks is what the concentration works out to: a fund holding 15 names but most of its money in a few behaves like a fund of 15. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Sovereign — 51.6%Cash & Equivalents — 16.6%CRISIL AAA — 12.0%ICRA AA+ — 8.5%ICRA AAA — 8.0%Other — 3.3%Sovereign51.6%Cash & Equivalents16.6%CRISIL AAA12.0%ICRA AA+8.5%ICRA AAA8.0%Other3.3%
Sovereign51.60%
Cash & Equivalents16.59%
CRISIL AAA12.04%
ICRA AA+8.45%
ICRA AAA8.00%
CRISIL A1+2.42%
Unclassified0.90%
InvestVerdict

DSP Dynamic Term Fund

Direct Plan · Growth · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 TREPS / Reverse Repo Investments Unclassified — 98 16.15%
2 6.94% GOI 11052036 Sovereign 9,500,000 96 15.82%
3 6.90% GOI 15042065 Sovereign 5,500,000 51 8.42%
4 7.43% Maharashtra SDL 03122040 Sovereign 5,000,000 49 8.12%
5 State Bank Of India ICRA AAA 5,000 49 8.00%
6 Power Finance Corporation Limited CRISIL AAA 5,000 48 7.92%
7 7.17% GOI 17042030 Sovereign 4,000,000 42 6.87%
8 Torrent Pharmaceuticals Limited ICRA AA+ 2,500 26 4.28%
9 7.71% GOI 18052066 Sovereign 2,500,000 26 4.24%
10 Cholamandalam Investment and Finance Co Limited ICRA AA+ 2,500 25 4.17%
11 Small Industries Development Bank Of India CRISIL AAA 2,500 25 4.12%
12 7.02% GOI 18062031 Sovereign 2,000,000 20 3.38%
13 6.68% GOI 07072040 Sovereign 2,000,000 19 3.17%
14 Small Industries Development Bank of India CRISIL A1+ 300 15 2.42%
15 7.33% Madhya Pradesh SDL 19012042 Sovereign 1,000,000 10 1.58%
16 SBI Funds Management Pvt Limited/Fund Parent Unclassified 4,556 5 0.90%
17 Net Receivables/Payables Unclassified — 3 0.44%
InvestVerdict

DSP Dynamic Term Fund

Direct Plan · Growth · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

BoughtSoldNew positionsSold out ofPrice move of holdings
₹5 cr ₹118 cr 3 1 -0.17%
StockShares tradedShares PriceValue
₹ cr
New position
7.71% GOI 18052066 7,500,000 entered — 77.6
6.94% GOI 11052036 7,500,000 entered — 76.7
6.68% GOI 07072040 2,000,000 entered — 19.5
Added to
7.43% Maharashtra SDL 03122040 500,000 +11.1% +0.3% 5.0
Trimmed
7.24% GOI 18082055 5,000,000 -38.5% -1.3% 50.3
6.90% GOI 15042065 4,500,000 -36.0% -1.0% 42.1
Small Industries Development Bank Of India 2,500 -50.0% +0.3% 25.3
Sold out of
6.48% GOI 2035 2,000,000 exited — 19.9

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹701,159 ₹101,159 6.17%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 29 Oct 2026.