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InvestVerdict

DSP ELSS Tax Saver Fund

Direct Plan · IDCW · ELSS (Tax Saving) · Scheme code 119241

NAV₹86.3180as on 27 Oct 2026
Fund houseDSP Mutual Fund
CategoryELSS (Tax Saving)
Plan & optionDirect · IDCW
History13.6 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme -0.273.57-2.89 1.9211.9710.23 14.9013.1114.99
Nifty 500
benchmark		 0.874.312.15 5.2012.4911.41 ——15.49
ELSS (Tax Saving)
category median		 ——— -6.5611.359.71 —12.76—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 15.6% 0.35 0.52 1.00 -0.49% -37.9% 94.44
Nifty 500
benchmark		 15.2%0.39 0.58—— -37.3%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 36 months this scheme and its benchmark share.

Growth of ₹100 since launch

362825287742014201620182020202220242026InvestVerdict

Drawdown from peak (%)

0%-12%-25%-37%2014201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
3,115 -29.9% 13.6% 93.5% 18%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

How it behaves against its benchmark

Up captureDown captureCorrelation Tracking errorInformation ratioTreynor
99% 101% 0.97 3.7% -0.14 5.40

Up capture is how much of the benchmark's gain this scheme kept in the months the benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it on the up side is the combination every fund is trying for and few reach. Measured over the 36 months this scheme and Nifty 500 share.

InvestVerdict

DSP ELSS Tax Saver Fund

Direct Plan · IDCW

Allocation

By asset

Equity98.76%
Cash & Equivalents1.24%

By market cap

Large Cap76.07%
Mid Cap15.15%
Small Cap7.45%
Unclassified0.09%

Concentration

Number of stocks58
Top 5 stocks36.11%
Top 10 stocks49.09%
Top 20 stocks65.93%
Lines in the filing60
Largest holding9.69%
Largest sectorBanks 37.10%
Effective stocks26.2
Sectors held24
Cash1.24%

Effective stocks is what the concentration works out to: a fund holding 58 names but most of its money in a few behaves like a fund of 26. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Banks — 37.1%Pharmaceuticals & Biotechnology — 6.9%Petroleum Products — 5.8%IT - Software — 5.4%Telecom - Services — 4.9%Finance — 4.9%Automobiles — 4.2%Insurance — 3.6%Auto Components — 3.3%Other — 23.9%Banks37.1%Pharmaceuticals & Biotech…6.9%Petroleum Products5.8%IT - Software5.4%Telecom - Services4.9%Finance4.9%Automobiles4.2%Insurance3.6%Auto Components3.3%Other23.9%
Banks37.10%
Pharmaceuticals & Biotechnology6.88%
Petroleum Products5.82%
IT - Software5.39%
Telecom - Services4.92%
Finance4.89%
Automobiles4.23%
Insurance3.59%
Auto Components3.26%
Diversified FMCG2.99%
Construction2.17%
Consumer Durables2.04%
Healthcare Services2.00%
Power1.86%
Retailing1.47%
Cement & Cement Products1.43%
Fertilizers & Agrochemicals1.41%
Gas1.36%
Cash & Equivalents1.24%
Ferrous Metals1.22%
InvestVerdict

DSP ELSS Tax Saver Fund

Direct Plan · IDCW · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 ICICI Bank Limited Banks 11,414,063 1,509 9.69%
2 HDFC Bank Limited Banks 19,697,085 1,396 8.97%
3 Axis Bank Limited Banks 10,117,590 1,240 7.97%
4 State Bank of India Banks 9,072,764 871 5.59%
5 Kotak Mahindra Bank Limited Banks 14,515,766 605 3.89%
6 Bharti Airtel Limited Telecom - Services 2,985,560 525 3.37%
7 Reliance Industries Limited Petroleum Products 3,722,421 442 2.84%
8 Mahindra & Mahindra Limited Automobiles 1,284,132 379 2.43%
9 Infosys Limited IT - Software 3,563,404 354 2.28%
10 Max Financial Services Limited Insurance 2,330,668 320 2.06%
11 Bharat Petroleum Corporation Limited Petroleum Products 10,003,629 303 1.95%
12 Cipla Limited Pharmaceuticals & Biotechnology 2,230,233 300 1.93%
13 NTPC Limited Power 8,956,673 289 1.86%
14 Sun Pharmaceutical Industries Limited Pharmaceuticals & Biotechnology 1,442,640 262 1.68%
15 Hindustan Unilever Limited Diversified FMCG 1,331,955 250 1.61%
16 Samvardhana Motherson International Limited Auto Components 15,380,340 251 1.61%
17 Coforge Limited IT - Software 1,422,280 249 1.60%
18 Indus Towers Limited Telecom - Services 6,477,081 242 1.55%
19 SBI Life Insurance Co Limited Insurance 1,404,558 238 1.53%
20 Larsen & Toubro Limited Construction 628,277 236 1.52%
21 Tata Consultancy Services Limited IT - Software 1,143,152 234 1.51%
22 Eternal Limited Retailing 7,136,501 228 1.47%
23 IPCA Laboratories Limited Pharmaceuticals & Biotechnology 1,158,756 223 1.43%
24 Coromandel International Limited Fertilizers & Agrochemicals 1,252,562 220 1.41%
25 ITC Limited Diversified FMCG 8,206,397 216 1.38%
26 PNB Housing Finance Limited Finance 1,805,248 202 1.30%
27 TREPS / Reverse Repo Investments Unclassified — 191 1.23%
28 Jindal Steel Limited Ferrous Metals 1,671,913 190 1.22%
29 Asian Paints Limited Consumer Durables 782,520 188 1.21%
30 Maruti Suzuki India Limited Automobiles 154,444 185 1.19%
InvestVerdict

DSP ELSS Tax Saver Fund

Direct Plan · IDCW · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

BoughtSoldNew positionsSold out ofPrice move of holdings
₹255 cr ₹224 cr 3 3 +1.47%
StockShares tradedShares PriceValue
₹ cr
New position
Maruti Suzuki India Ltd 122,230 entered — 174
Alkem Laboratories Ltd 63,000 entered — 36.2
GSPL Transmission Ltd 923,204 entered — 13.9
Added to
Reliance Industries Ltd 645,582 +23.4% +1.1% 84.4
State Bank of India 681,534 +8.5% +0.1% 70.0
Max Financial Services Ltd 327,942 +17.9% -5.4% 49.2
Kotak Mahindra Bank Ltd 619,891 +4.5% -0.5% 24.2
SBI Life Insurance Co Ltd 98,920 +7.8% +6.6% 18.6
Cipla Ltd 50,725 +2.3% +0.5% 7.5
SBI Cards and Payment Services Ltd 11,501 +1.4% +11.3% 0.8
Coromandel International Ltd 1,414 +0.1% +3.4% 0.3
Trimmed
ICICI Bank Ltd 582,219 -4.9% +4.4% 83.6
Shriram Finance Ltd 592,077 -40.4% +0.4% 62.0
Samvardhana Motherson International Ltd 2,865,211 -15.7% +1.8% 43.2
IPCA Laboratories Ltd 145,056 -9.8% +2.8% 25.4
Asian Paints Ltd 35,443 -4.3% +4.2% 9.7
KEC International Ltd 164 0.0% -10.1% 0.0
Sold out of
Exide Industries Limited 750,976 exited — 29.1
Niva Bupa Health Insurance Company Limited 2,810,858 exited — 23.8
Sansera Engineering Limited 27,333 exited — 8.7
Not equityPrevious filingThis filingChange
Cash, repo and TREPS ₹0 cr ₹0 cr +₹0 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹768,607 ₹168,607 9.85%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 29 Oct 2026.