InvestVerdict

BANK OF INDIA LIQUID FUND

Direct Plan · Weekly IDCW · Liquid Funds · Scheme code 119370

NAV₹1,006.1216as on 30 Aug 2026

Fund houseBank of India Mutual Fund

CategoryLiquid Funds

Plan & optionDirect · Weekly IDCW

History13.6 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	0.05	0.01	0.02	-5.30	-1.83	-1.08	-0.77	-0.55	0.04
Liquid Funds category median	—	—	—	6.41	6.96	6.29	—	6.12	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	1.9%	-4.43	-4.54	—	—	-7.6%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
772	-5.5%	0.0%	7.9%	29%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

BANK OF INDIA LIQUID FUND

Direct Plan · Weekly IDCW

Allocation

By asset

Debt	98.27%
Cash & Equivalents	1.40%
Unclassified	0.33%

By market cap

Concentration

Number of stocks	39
Top 5 stocks	22.22%
Top 10 stocks	36.61%
Top 20 stocks	65.31%

Largest holding	5.96%
Largest sector	CRISIL A1+ 55.39%
Effective stocks	33.5
Cash	1.40%

InvestVerdict

BANK OF INDIA LIQUID FUND

Direct Plan · Weekly IDCW · holdings

Top 18 holdings

#	Company	Sector	% of fund
1	—	SOVEREIGN	5.96%
2	—	SOVEREIGN	5.75%
3	—	CRISIL A1+	4.32%
4	—	SOVEREIGN	3.12%
5	—	SOVEREIGN	3.07%
6	—	CARE A1+	2.88%
7	—	CRISIL A1+	2.88%
8	—	CRISIL A1+	2.88%
9	—	CRISIL A1+	2.88%
10	—	CRISIL A1+	2.87%
11	—	CRISIL A1+	2.87%
12	—	CARE A1+	2.87%
13	—	FITCH A1+	2.87%
14	—	CRISIL A1+	2.87%
15	—	ICRA A1+	2.87%
16	—	CRISIL A1+	2.87%
17	—	CARE A1+	2.87%
18	—	CRISIL A1+	2.87%

Sector split

CRISIL A1+	55.39%
SOVEREIGN	19.34%
CARE A1+	9.48%
ICRA A1+	8.30%
FITCH A1+	4.31%
CRISIL AA	1.45%
	1.26%
Unclassified	0.33%
Cash & Equivalents	0.14%

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹571,880	₹-28,120	-1.89%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 29 Aug 2026.