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InvestVerdict

BANK OF INDIA ULTRA SHORT TERM FUND

Direct Plan · Growth · Ultra Short Duration · Scheme code 119379

NAV₹3,517.8208as on 27 Aug 2026
Fund houseBank of India Mutual Fund
CategoryUltra Short Duration
Plan & optionDirect · Growth
History13.6 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 0.531.933.44 6.446.916.18 5.796.507.27
Ultra Short Duration
category median		 ——— 6.417.226.51 —6.66—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 0.5% 0.78 1.75 — — -0.8% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

871492112742014201620182020202220242026InvestVerdict

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
610 3.2% 7.4% 11.0% 0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

BANK OF INDIA ULTRA SHORT TERM FUND

Direct Plan · Growth

Allocation

By asset

Debt91.24%
Cash & Equivalents8.46%
Unclassified0.30%

By market cap

Unclassified94.43%

Concentration

Number of stocks20
Top 5 stocks36.92%
Top 10 stocks66.58%
Top 20 stocks91.54%
Largest holding8.13%
Largest sectorCRISIL A1+ 56.27%
Effective stocks18.3
Cash8.46%
InvestVerdict

BANK OF INDIA ULTRA SHORT TERM FUND

Direct Plan · Growth · holdings

Top 18 holdings

#CompanySector% of fund
1— CRISIL A1+8.13%
2— CARE A1+8.08%
3— CRISIL AAA7.16%
4— CRISIL A1+6.99%
5— CRISIL AA6.56%
6— CRISIL A1+6.28%
7— CARE A1+5.91%
8— CRISIL A1+5.88%
9— CRISIL A1+5.84%
10— CRISIL A1+5.75%
11— CRISIL A1+5.72%
12— CRISIL A1+5.70%
13— 4.93%
14— SOVEREIGN2.92%
15— CRISIL A1+2.86%
16— SOVEREIGN2.85%
17— 2.49%
18— CRISIL A1+2.25%

Sector split

CRISIL A1+ — 56.3%CARE A1+ — 14.0% — 7.4%SOVEREIGN — 7.3%CRISIL AAA — 7.2%CRISIL AA — 6.6%Other — 1.3%CRISIL A1+56.3%CARE A1+14.0% 7.4%SOVEREIGN7.3%CRISIL AAA7.2%CRISIL AA6.6%Other1.3%
CRISIL A1+56.27%
CARE A1+13.99%
7.42%
SOVEREIGN7.26%
CRISIL AAA7.16%
CRISIL AA6.56%
Cash & Equivalents1.04%
Unclassified0.30%

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹710,909 ₹110,909 6.73%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 29 Aug 2026.