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InvestVerdict

SBI GILT FUND

Direct Plan · Growth · Gilt Funds · Scheme code 119707

NAV₹72.7902as on 27 Aug 2026
Fund houseSBI Mutual Fund
CategoryGilt Funds
Plan & optionDirect · Growth
History13.6 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme -0.032.012.34 5.216.716.39 6.847.628.74
Gilt Funds
category median		 ——— 4.746.896.05 —7.14—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 3.9% 0.05 0.08 — — -9.5% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

831662493332014201620182020202220242026InvestVerdict

Drawdown from peak (%)

0%-2%-4%-6%2014201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
612 -1.0% 8.4% 23.9% 2%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

SBI GILT FUND

Direct Plan · Growth

Allocation

By asset

Debt92.32%
Cash & Equivalents7.68%

By market cap

Unclassified92.32%

Concentration

Number of stocks22
Top 5 stocks59.08%
Top 10 stocks76.19%
Top 20 stocks92.10%
Largest holding27.60%
Largest sectorSovereign 92.32%
Effective stocks8.9
Cash7.68%
InvestVerdict

SBI GILT FUND

Direct Plan · Growth · holdings

Top 18 holdings

#CompanySector% of fund
1— Sovereign27.60%
2— Sovereign11.85%
3— Sovereign8.51%
4— Sovereign6.44%
5— Unclassified5.66%
6— Sovereign4.68%
7— Sovereign4.09%
8— Sovereign3.89%
9— Sovereign3.38%
10— Sovereign2.93%
11— Sovereign2.82%
12— Sovereign2.56%
13— Sovereign2.47%
14— Sovereign2.44%
15— Sovereign2.30%
16— Unclassified2.02%
17— Sovereign1.82%
18— Sovereign1.43%

Sector split

Sovereign — 92.3%Cash & Equivalents — 7.7%Sovereign92.3%Cash & Equivalents7.7%
Sovereign92.32%
Cash & Equivalents7.68%

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹705,915 ₹105,915 6.44%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 29 Aug 2026.