InvestVerdict

SBI Money Market Fund

Direct Plan · Growth · Money Market · Scheme code 119821

NAV₹47.8731as on 27 Aug 2026

Fund houseSBI Mutual Fund

CategoryMoney Market

Plan & optionDirect · Growth

History13.6 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	0.59	2.18	3.30	6.36	7.33	6.61	6.34	6.80	7.49
Money Market category median	—	—	—	6.39	7.35	6.62	—	6.75	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	0.5%	1.65	4.52	—	—	-1.0%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
612	3.6%	7.7%	10.3%	0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

SBI Money Market Fund

Direct Plan · Growth

Allocation

By asset

Debt	102.09%
REITs / InvITs	0.30%
AIF Units	0.29%

By market cap

Unclassified	102.68%

Concentration

Number of stocks	87
Top 5 stocks	21.60%
Top 10 stocks	38.60%
Top 20 stocks	60.48%

Largest holding	4.36%
Largest sector	CRISIL A1+ 70.97%
Effective stocks	41.7
Cash	-2.68%

InvestVerdict

SBI Money Market Fund

Direct Plan · Growth · holdings

Top 18 holdings

#	Company	Sector	% of fund
1	—	CRISIL A1+	4.36%
2	—	CRISIL A1+	4.36%
3	—	CRISIL A1+	4.34%
4	—	[ICRA]A1+	4.34%
5	—	IND A1+	4.20%
6	—	Sovereign	3.84%
7	—	Sovereign	3.80%
8	—	CRISIL A1+	3.57%
9	—	CRISIL A1+	2.90%
10	—	CRISIL A1+	2.89%
11	—	CRISIL A1+	2.88%
12	—	CRISIL A1+	2.47%
13	—	CRISIL A1+	2.47%
14	—	CRISIL A1+	2.32%
15	—	IND A1+	2.32%
16	—	Sovereign	2.19%
17	—	CRISIL A1+	2.18%
18	—	CRISIL A1+	1.79%

Sector split

CRISIL A1+	70.97%
Sovereign	13.73%
IND A1+	9.94%
[ICRA]A1+	6.88%
CARE A1+	0.87%
CDMDF	0.29%

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹717,821	₹117,821	7.11%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 29 Aug 2026.