Direct Plan · Growth · Ultra Short Duration · Scheme code 119828
NAV₹6,597.6914as on 27 Oct 2026
Fund houseSBI Mutual Fund
CategoryUltra Short Duration
Plan & optionDirect · Growth
History13.7 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
0.55
2.03
3.30
6.41
7.17
6.42
6.13
6.58
7.17
Ultra Short Duration category median
—
—
—
6.01
7.17
6.54
—
6.69
—
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
0.4%
1.58
3.26
—
—
-1.0%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
3,613
3.4%
7.5%
9.9%
0%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
SBI ULTRA SHORT TERM FUND
Direct Plan · Growth
Allocation
By asset
Debt
95.52%
Cash & Equivalents
4.04%
AIF Units
0.44%
By market cap
Unclassified
189.38%
Concentration
Number of stocks
61
Top 5 stocks
33.58%
Top 10 stocks
49.70%
Top 20 stocks
69.45%
Lines in the filing
63
Largest holding
9.60%
Largest sector
CRISIL A1+ 35.24%
Effective stocks
28.0
Sectors held
13
Cash
4.04%
Effective stocks is what the concentration works out to: a fund holding
61 names but most of its money in a few
behaves like a fund of 28. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
CRISIL A1+
35.24%
[ICRA]A1+
13.08%
IND A1+
9.43%
Sovereign
9.41%
CRISIL AA+
7.61%
CRISIL AA
6.13%
IND AA
4.79%
CRISIL AAA
4.47%
Cash & Equivalents
4.04%
CRISIL AAA(SO)
2.16%
CARE AA-
1.32%
CARE AA+
0.99%
[ICRA]AA+
0.89%
CDMDF
0.44%
SBI ULTRA SHORT TERM FUND
Direct Plan · Growth · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
HDFC Bank Ltd.
[ICRA]A1+
22,000
1,079
9.60%
2
91 DAY T-BILL 22.10.26
Sovereign
80,000,000
798
7.10%
3
Kotak Mahindra Bank Ltd.
CRISIL A1+
16,000
778
6.92%
4
National Bank for Agriculture and Rural Development
CRISIL A1+
14,000
680
6.05%
5
Punjab National Bank
CRISIL A1+
9,000
440
3.91%
6
TREPS
Unclassified
—
426
3.79%
7
Bank of Baroda
IND A1+
8,500
425
3.78%
8
Muthoot Fincorp Ltd.
CRISIL A1+
8,000
385
3.43%
9
Small Industries Development Bank of India
CRISIL A1+
7,800
380
3.38%
10
Muthoot Finance Ltd.
CRISIL AA+
32,500
323
2.87%
11
Adani Power Ltd.
CRISIL AA
30,000
299
2.66%
12
Union Bank of India
[ICRA]A1+
6,000
294
2.62%
13
Avanse Financial Services Ltd.
IND AA
25,000
248
2.21%
14
Axis Bank Ltd.
CRISIL A1+
5,000
247
2.20%
15
Radhakrishna Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust)
CRISIL AAA(SO)
255
243
2.16%
16
Eris Lifesciences Ltd.
IND AA
20,000
200
1.78%
17
Muthoot Finance Ltd.
CRISIL AA+
20,000
200
1.78%
18
Bharat Petroleum Corporation Ltd.
CRISIL AAA
2,000
200
1.78%
19
Bank of Baroda
IND A1+
4,000
195
1.74%
20
Punjab National Bank
CRISIL A1+
4,000
195
1.74%
21
Bank of Baroda
IND A1+
4,000
195
1.74%
22
Bank of Baroda
IND A1+
4,000
194
1.73%
23
Tata Motors Ltd.
CRISIL AA+
1,500
150
1.34%
24
Indostar Capital Finance Ltd.
CARE AA-
15,000
149
1.32%
25
National Bank for Agriculture and Rural Development
CRISIL A1+
3,000
145
1.29%
26
LIC Housing Finance Ltd.
CRISIL AAA
12,500
125
1.11%
27
Canara Bank
CRISIL A1+
2,500
121
1.08%
28
6.04% State Government of Gujarat 2026
Sovereign
11,500,000
115
1.02%
29
Oberoi Realty Ltd.
CARE AA+
20,000
112
0.99%
30
Tata Projects Ltd.
CRISIL AA
10,000
100
0.89%
SBI ULTRA SHORT TERM FUND
Direct Plan · Growth · where the money sits
What the manager did last month
Between the filings of 30 Jun 2026 and 31 Jul 2026.
A position grows because the manager bought or because the price rose; only the share count separates them.
Bought
Sold
New positions
Sold out of
Price move of holdings
₹0 cr
₹0 cr
0
2
+0.42%
Stock
Shares traded
Shares
Price
Value ₹ cr
Sold out of
Short Term Deposits
—
exited
—
0.0
Term Deposits Placed as Margins
—
exited
—
0.0
Not equity
Previous filing
This filing
Change
Cash, repo and TREPS
₹338 cr
₹193 cr
−₹146 cr
Debt: bills, CDs and commercial paper
₹11,021 cr
₹10,923 cr
−₹98 cr
The list above is stocks and fund units. Treasury bills, repo and money-market
lines roll over every month by design — they are not decisions, so they are totalled here rather
than listed as activity.
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹714,745
₹114,745
6.94%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment
Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 29 Oct 2026.
