SBI 10 YEAR CONSTANT MATURITY GILT FUND

Direct Plan · Growth · Gilt Funds · Scheme code 120137

NAV₹67.7500as on 28 Oct 2026

Fund houseSBI Mutual Fund

CategoryGilt Funds

Plan & optionDirect · Growth

History13.6 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	-0.17	2.50	1.96	4.91	7.20	5.99	6.40	7.75	8.52
Gilt Funds category median	—	—	—	1.39	6.17	5.45	—	6.64	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	3.0%	0.23	0.33	—	—	-4.5%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
3,064	-1.9%	9.1%	19.1%	1%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

SBI 10 YEAR CONSTANT MATURITY GILT FUND

Direct Plan · Growth

Allocation

By asset

Debt	97.21%
Cash & Equivalents	2.79%

By market cap

Unclassified	195.47%

Concentration

Number of stocks	4
Top 5 stocks	97.21%
Top 10 stocks	97.21%
Top 20 stocks	97.21%
Lines in the filing	6

Largest holding	65.21%
Largest sector	Sovereign 97.21%
Effective stocks	2.2
Sectors held	1
Cash	2.79%

Effective stocks is what the concentration works out to: a fund holding 4 names but most of its money in a few behaves like a fund of 2. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Sovereign	97.21%
Cash & Equivalents	2.79%

SBI 10 YEAR CONSTANT MATURITY GILT FUND

Direct Plan · Growth · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	6.94% CGL 2036	Sovereign	99,500,000	979	65.21%
2	7.18% CGL 2037	Sovereign	23,999,500	239	15.94%
3	6.48% CGL 2035	Sovereign	15,000,000	143	9.55%
4	6.79% CGL 2034	Sovereign	10,000,000	98	6.51%
5	Net Receivable / Payable	Unclassified	—	38	2.52%
6	TREPS	Unclassified	—	4	0.27%

SBI 10 YEAR CONSTANT MATURITY GILT FUND

Direct Plan · Growth · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹0 cr	₹0 cr	0	2	—

Stock	Shares traded	Shares	Price	Value ₹ cr
Sold out of
Short Term Deposits	—	exited	—	0.0
Term Deposits Placed as Margins	—	exited	—	0.0

Not equity	Previous filing	This filing	Change
Cash, repo and TREPS	₹34 cr	₹33 cr	−₹1 cr
Debt: bills, CDs and commercial paper	₹1,632 cr	₹1,604 cr	−₹28 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹710,772	₹110,772	6.72%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 30 Oct 2026.