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InvestVerdict

ICICI Prudential Banking and PSU Debt Fund

Direct Plan · Growth · Banking & PSU · Scheme code 120256

NAV₹36.4679as on 27 Aug 2026
Fund houseICICI Prudential Mutual Fund
CategoryBanking & PSU
Plan & optionDirect · Growth
History13.5 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 0.152.302.67 5.857.346.74 7.077.338.03
Banking & PSU
category median		 ——— 5.437.226.29 —7.23—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 1.7% 0.51 0.80 — — -2.9% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

851562272982014201620182020202220242026InvestVerdict

Drawdown from peak (%)

0%-1%-2%-3%2014201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
601 3.4% 8.1% 14.7% 0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

ICICI Prudential Banking and PSU Debt Fund

Direct Plan · Growth

Allocation

By asset

Debt96.56%
Cash & Equivalents0.91%
AIF Units0.33%

By market cap

Concentration

Number of stocks114
Top 5 stocks17.21%
Top 10 stocks28.82%
Top 20 stocks44.19%
Largest holding4.39%
Largest sectorCRISIL AAA 48.44%
Effective stocks64.8
Cash0.91%
InvestVerdict

ICICI Prudential Banking and PSU Debt Fund

Direct Plan · Growth · holdings

Top 18 holdings

#CompanySector% of fund
1— ICRA AAA4.39%
2— CRISIL AAA3.56%
3— ICRA AAA3.30%
4— SOV3.23%
5— CRISIL AAA2.73%
6— ICRA AAA2.72%
7— FITCH AAA(CE)2.43%
8— Unclassified2.39%
9— CRISIL AAA2.20%
10— CRISIL AAA(SO)2.16%
11— CRISIL AAA2.11%
12— CRISIL AAA1.90%
13— CRISIL AAA1.75%
14— ICRA AAA1.65%
15— CRISIL AAA(SO)1.62%
16— SOV1.50%
17— CRISIL AAA1.48%
18— CRISIL AAA1.37%

Sector split

CRISIL AAA — 48.4%ICRA AAA — 17.7%SOV — 11.5%CRISIL A1+ — 8.3%CRISIL AAA(SO) — 4.4%Other — 7.4%CRISIL AAA48.4%ICRA AAA17.7%SOV11.5%CRISIL A1+8.3%CRISIL AAA(SO)4.4%Other7.4%
CRISIL AAA48.44%
ICRA AAA17.73%
SOV11.51%
CRISIL A1+8.30%
CRISIL AAA(SO)4.43%
FITCH AAA(CE)2.43%
FITCH AAA(SO)1.25%
Cash & Equivalents0.91%
BWR AA+(CE)0.88%
CRISIL AAA(CE)0.54%

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹718,039 ₹118,039 7.12%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 29 Aug 2026.