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InvestVerdict

JM Liquid Fund

Direct Plan · Growth Option · Liquid Funds · Scheme code 120406

NAV₹77.2766as on 27 Aug 2026
Fund houseJM Financial Mutual Fund
CategoryLiquid Funds
Plan & optionDirect · Growth Option
History13.7 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 0.531.693.32 6.356.896.27 5.646.106.84
Liquid Funds
category median		 ——— 6.416.966.29 —6.12—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 0.2% 1.84 6.96 — — -0.2% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

881452022582014201620182020202220242026InvestVerdict

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
774 3.3% 7.1% 9.9% 0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

JM Liquid Fund

Direct Plan · Growth Option

Allocation

By asset

Debt95.27%
Cash & Equivalents4.25%
AIF Units0.48%

By market cap

Concentration

Number of stocks31
Top 5 stocks29.54%
Top 10 stocks43.61%
Top 20 stocks71.69%
Largest holding11.24%
Largest sectorCARE A1+ 32.30%
Effective stocks25.7
Cash4.25%
InvestVerdict

JM Liquid Fund

Direct Plan · Growth Option · holdings

Top 18 holdings

#CompanySector% of fund
1— Unclassified16.43%
2— SOVEREIGN11.24%
3— CARE A1+5.62%
4— CRISIL AAA4.26%
5— CRISIL A1+4.21%
6— CARE A1+4.21%
7— SOVEREIGN2.82%
8— CARE A1+2.82%
9— CARE A1+2.81%
10— CRISIL A1+2.81%
11— CRISIL A1+2.81%
12— CRISIL A1+2.81%
13— CARE A1+2.81%
14— CARE A1+2.81%
15— CRISIL A1+2.81%
16— CRISIL A1+2.81%
17— CARE A1+2.81%
18— ICRA A1+2.81%

Sector split

CARE A1+ — 32.3%CRISIL A1+ — 30.9%SOVEREIGN — 15.5%ICRA A1+ — 8.4%CRISIL AAA — 5.7%Cash & Equivalents — 4.3%Other — 3.0%CARE A1+32.3%CRISIL A1+30.9%SOVEREIGN15.5%ICRA A1+8.4%CRISIL AAA5.7%Cash & Equivalents4.3%Other3.0%
CARE A1+32.30%
CRISIL A1+30.88%
SOVEREIGN15.46%
ICRA A1+8.42%
CRISIL AAA5.68%
Cash & Equivalents4.25%
IND A1+2.54%
Unclassified0.48%

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹710,328 ₹110,328 6.69%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 29 Aug 2026.