Invesco India Banking and PSU Debt Fund

Direct Plan · Monthly IDCW · Banking & PSU · Scheme code 120445

NAV₹1,006.0856as on 30 Oct 2026

Fund houseInvesco Mutual Fund

CategoryBanking & PSU

Plan & optionDirect · Monthly IDCW

History13.7 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	-0.37	0.03	0.04	0.10	-0.13	-0.08	-0.17	-0.05	0.05
Banking & PSU category median	—	—	—	3.93	6.85	6.14	—	7.02	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	0.7%	-9.68	-3.41	—	—	-5.8%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
3,054	-5.0%	0.0%	3.1%	47%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

Invesco India Banking and PSU Debt Fund

Direct Plan · Monthly IDCW

Allocation

By asset

Debt	88.24%
Cash & Equivalents	11.16%
Unclassified	0.60%

By market cap

Concentration

Number of stocks	14
Top 5 stocks	44.19%
Top 10 stocks	74.67%
Top 20 stocks	88.84%
Lines in the filing	16

Largest holding	12.22%
Largest sector	CRISIL AAA 60.20%
Effective stocks	15.0
Sectors held	4
Cash	11.16%

Effective stocks is what the concentration works out to: a fund holding 14 names but most of its money in a few behaves like a fund of 15. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL AAA	60.20%
ICRA AAA	15.82%
SOVEREIGN	12.22%
Cash & Equivalents	11.16%
Unclassified	0.60%

Invesco India Banking and PSU Debt Fund

Direct Plan · Monthly IDCW · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	6.79% Government of India 2034	SOVEREIGN	1,000,000	10	12.22%
2	7.64% National Bank For Agriculture and Rural Development 2029	ICRA AAA	800,000	8	9.82%
3	7.37% Indian Railway Finance Corporation Limited 2029	CRISIL AAA	800,000	8	9.81%
4	Triparty Repo	Unclassified	—	7	8.04%
5	7.49% National Highways Authority Of India 2029	CRISIL AAA	500,000	5	6.17%
6	7.85% Power Finance Corporation Limited 2028	CRISIL AAA	500,000	5	6.17%
7	7.64% Hindustan Petroleum Corporation Limited 2027	CRISIL AAA	500,000	5	6.15%
8	7.55% REC Limited 2028	CRISIL AAA	500,000	5	6.13%
9	7.95% HDFC Bank Limited 2026	CRISIL AAA	500,000	5	6.11%
10	7.43% National Bank For Financing Infrastructure And Development 2033	CRISIL AAA	500,000	5	6.09%
11	6.45% ICICI Bank Limited 2028	ICRA AAA	500,000	5	6.00%
12	7.7% Power Grid Corporation of India Limited 2033	CRISIL AAA	500,000	4	4.94%
13	7.52% Power Grid Corporation of India Limited 2033	CRISIL AAA	500,000	4	4.33%
14	7.4% Export Import Bank of India 2029	CRISIL AAA	350,000	4	4.30%
15	Net Receivables / (Payables)	Unclassified	—	3	3.12%
16	Corporate Debt Market Development Fund Class A2	Unclassified	414	0	0.60%

Invesco India Banking and PSU Debt Fund

Direct Plan · Monthly IDCW · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹0 cr	₹5 cr	1	3	-0.33%

Stock	Shares traded	Shares	Price	Value ₹ cr
New position
7.64% National Bank For Agriculture and Rural Development 2029	800,000	entered	—	8.0
Trimmed
7.4% Export Import Bank of India 2029	500,000	-58.8%	-0.4%	5.0
Sold out of
7.68% National Bank For Agriculture and Rural Development 2029	800,000	exited	—	8.1
7.18% Government of India 2033	500,000	exited	—	5.2
7.68% Bank of Baroda 2033	500,000	exited	—	5.1

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹599,319	₹-681	-0.04%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 31 Oct 2026.